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 Open a Checking account and get up to $100 in rewards!1
Right now, when you open a new checking account, you can earn:
- $50 for Direct Deposit
- $20 BONUS for new Summit members only with checking
- $10 for a Line of Credit
- $10 with FREE Online Bill Payment
- $5 with FREE E-Statements/E-Newsletters
- $5 for FREE VISA® Check Card
Don't wait! Stop by any Summit branch to open your Checking account today. For more information, call our Member Service Center at (585) 453-7030 or (800) 836-SFCU ext. 7030.
 Get a great rate on a Home Equity Line of Credit!2
Check out our great rate on a Home Equity Line of Credit with NO closing costs!
2.95%
6-Month Introductory
Annual Percentage Rate
3.50%
Fully-Indexed
Annual Percentage Rate
For line limits greater than $50,000
Stop by any branch or call our Member Service Center today to open your Home Equity Line of Credit with NO closing costs!
 Looking for some extra holiday cash? Skip your December loan payment!
Wouldn't it be nice to have some extra spending money this holiday season? It's easy to do! The Summit is offering members an opportunity to skip their December loan payment with our annual Holiday Skip-A-Payment program. Simply complete the coupon, and return it with your $25 fee by December 1, 2009 to take advantage of this special offer!
For more information, or to access the Skip-A-Payment coupon, click here. Don't worry about your loan payment this holiday season, skip it!
 Come celebrate our grand openings and enter to win!3
Help us celebrate our newest grand opening in Buffalo!
Buffalo: Join us in welcoming all of our new Kenton members and celebrate our newest branch at 642 Sheridan Drive in Tonawanda! Stop by any of our Buffalo branches now through November 14th and enter to win a $400 VISA Gift Card to spend at your favorite place! Our Buffalo branches are located at:
* Clarence Branch, 5641 Transit Road, East Amherst
* Delaware/Hertel Branch, 2290 Delaware Ave, Buffalo
* Kenton Branch (NEW!), 642 Sheridan Drive, Tonawanda
 The Summit is on Facebook® - Check out our page and become a fan!
We are excited to announce that The Summit is officially on Facebook! Facebook is a FREE service that allows us to connect with our members on yet another level, while keeping you up-to-date on what's happening at your credit union. Click here  to view our Summit Facebook page and become a fan.
Spread the word and tell your friends and family we're on Facebook now!
The Summit routinely offers special sweepstakes and drawings. Check this section of our site frequently for your chance to win.
You must be a member of The Summit FCU to take advantage of its products and services. These offers are subject to change at any time at our sole discretion without notice.
1To be eligible for offer, you must: (i) establish a new Checking account between 10/1/09-12/15/09 with a minimum opening deposit of at least $50 and the account must remain open through 6/30/10; (ii) agree to a recurring Direct Deposit (DD) of net paycheck or a recurring payroll deduction (PD) of at least $100 per pay period, PD/DD must be maintained through 6/30/10; and (iii) you must complete your first PD/DD transaction by 2/28/10. $20 new member bonus for new members with checking that join the credit union between 10/1/09 and 12/15/09. Line of credit is subject to application and credit approval. Online Bill Payment, E-Statements/ E-Newsletters, and VISA Check Card are free for all Summit members. To qualify for $20, $10 and $5 cash gifts, you must first establish new checking with active DD/PD and then establish the respective additional service as outlined. Enhanced Checking is a non-dividend bearing account. A $5 monthly Relationship Balance Fee will be deducted from your Primary Savings account for any month that your Relationship Account Balance falls below $1,500. The Relationship Balance Fee will be waived for the first 6 months of membership. Thereafter, this fee will be waived if you have DD and your Relationship Account Balance is $500 throughout the month. The cash gift(s) will be deposited into your Summit Primary Savings Account. Please allow 7-9 weeks to receive your gift(s). Promotional offer only available to first-time Summit checking account holders and is limited to one account per member.
2This is a limited time offer. Loans are subject to credit approval and certain limitations may apply. ANNUAL PERCENTAGE RATE (APR) is applicable only to home equity lines of credit meeting certain requirements. The Introductory APR is used during the first six months after the date the product is opened and is not based on the index and margin used to make later adjustments. After the introductory rate period expires your account will be subject to a variable rate which will be based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the day that any introductory period expires and subsequently on the last Tuesday of the calendar month immediately preceding each change date plus a margin. As of 10/16/09, on a minimum of $50,000.01 line of credit, the fully-indexed APR was 3.50%, based on a Prime Lending Rate of 3.25%. Thereafter, the variable rate is subject to change based on the highest prime lending rate and a margin of +.25%. The APR may not exceed 18.00%. Closing costs (when applicable) include a title search, abstract redate, mortgage tax, filing fees, flood certificate fee, Credit Union attorney fee, and title insurance, and are estimated to range from $495 to $1,500. Property insurance is required. If you opt not to pay the closing costs associated with your line of credit, we will require you to reimburse us for all costs we paid to third parties to open your line of credit unless you keep your account open for at least three years from the date of your line of credit is opened. The Summit FCU is an Equal Housing Lender.
3Please read full drawing rules for the VISA Gift Card. You will be responsible for all applicable Federal, State, and local taxes relating to this prize and the use of this prize.
This icon denotes a link to a third party site. Please click here to view The Summit FCU's Third Party Disclaimer.
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