The Summit Federal Credit Union

Looking for the Smart Way to Borrow? We're Here For You.

We offer competitive rates and flexible terms for easy-to-manage monthly payments. Whether you'd like to consolidate your debts into one low monthly payment, drive home a great deal on a new vehicle, comfortably finance home improvements and remodeling, or make a major purchase#8230The Summit has an affordable credit option to meet your needs.

Auto Loans
Mortgages
Home Equity
Home Improvement
Debt Consolidation
Personal Loans
College Wise Loans
Quik Equity
More Loan Options
Extra Conveniences

Debt Consolidation Loans - Reduce Your Monthly Credit Costs
Get the credit relief you need when you consolidate higher-interest credit cards and loans into one low monthly payment with a Debt Consolidation Loan. You can cut your monthly credit costs and significantly trim your budget. And you can easily transfer funds from your Summit Savings Account or Checking Account, for ease of payment. Ready to get started? Complete a Balance Transfer Form (link to form - no location yet) to tell us what cards you want to pay off. We'll do the rest!
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Personal Loans - Make Important Purchases More Affordable
You can get a low-cost Personal Loan for special events like your child's wedding or that once-in-a-lifetime trip you've dreamed about. Or use the money to replace your old kitchen appliances or brighten up your home with some new furniture. Whatever you need the money for, you can always count on competitive rates and affordable monthly payments from your friends at The Summit.

College Wise Loan1 - Pay for Educational Expenses
If you're planning to attend college, or if you already go to college, The Summit has special member financing options to help meet expenses, such as tuition, books, and room and board. Our College Wise Loans have extended terms and a competitive interest rate to make college expenses more affordable. The College Wise loan is part of The Summit's signature Student Starter Program .

Quik Equity loans that offer money-saving benefits each year at tax time
Enjoy potential tax savings on the interest you pay on your auto, recreational vehicle or personal loan by using your home as collateral. Best of all, the interest you pay may be up to 100% tax-deductible. (Please consult your tax advisor to determine if a tax deduction is available to you.) The Summit offers additional Home Equity credit options.

More Loan Options
We have other loan options available including our Share Secured, Certificate Secured and Money Market Secured Loans. Contact a knowledgeable representative to find out how the money you have on deposit with The Summit can be used as collateral for a low-interest rate loan.

Extra Conveniences to Enhance Your Summit Loan

• Summit Online Access: It's easy to make your loan payments right from your computer with Summit Online Access. Click here to learn more about this convenient online service or go to Summit Online Access (login prompt) to get started right away.
• Quik Tran, 24 hour Teller-by-Phone Service: Quik Tran provides 24-hour account access right over the phone.
• Automatic Payment: Automatically deducts your loan payments from your account and gives you additional savings with our automatic payment rate discount.

¹Subject to application and credit approval. Must be 18 years of age or older to apply.