About Us

The Summit is a not-for-profit financial institution owned and operated exclusively by our members! There are no outside stockholders who require a return on their investment to drive up our operating costs, so we can offer you more benefits like low fees, competitive loan rates, and higher dividends on your savings. We're committed to helping you through every phase of your life!

Summit at a Glance
Get a quick snapshot of our credit union today plus a message from our President and CEO.
Become a member of The Summit today and enjoy a wide variety of benefits. Apply right online!
View our branch locations and hours, nation wide CO-OP SHARED BRANCHSM  plus surcharge-free ATMs.
Get the latest credit union news, press releases, even SummitUp newsletters.
Competitive benefits and a culture that encourages professional growth, it's a perfect fit!
In the Community
We love giving back to the communities we serve. See what we support, and how we do it, plus find out about events and seminars at our branches.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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You must be a member of The Summit FCU to take advantage of its products and services
Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.