We have branch locations throughout Buffalo, Cortland, Rochester, Seneca Falls and Syracuse, New York. With our extensive surcharge-free ATM network, you'll have 24/7 account access to hundreds of local ATMs whenever you need them - plus thousands more nationwide. You can also use other Credit Unions within the CO-OP SHARED BRANCHSM network to conduct all of your credit union business.1


On the Go? We provide a host of FREE options for convenient account access:

  • Free Online Access and Free Online Bill Payment: Check your account balances, recent transactions, transfer funds and pay your bills at your own computer!
  • Free Mobile Banking: The convenience of Online Access but in the palm of your hands! Check your account balances, recent transactions, transfer funds, deposit checks and pay your bills with Mobile Web Banking and Mobile Apps, or enroll in Text Message Banking and get alerts. Plus, have fast and easy access to Branch and ATM locations!
  • Free Quik Tran 24 hour Teller-by-Phone Service: Quik Tran provides 24/7 account access over the phone.
  • Member Service Center: Contact our Member Service Center at (585) 453-7030 or (800) 836-SFCU extension 7030 during business hours or email at

1. Members do not pay to use Co-Op Shared Branch network. However, a charge may apply for some services.


Branch Locations in Buffalo, Cortland, Rochester, Seneca Falls & Syracuse NY


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.