The Summit at a Glance

Summit stats:

  • 80,000+ active members
  • $825+ million in assets
  • 700+ member companies
  • 230+ employees
  • 9 branches in the Rochester, NY area
  • 3 branches in the Syracuse, NY area
  • 2 branches in Cortland, NY area
  • 2 branches in the Buffalo, NY area
  • 1 branch in Seneca Falls, NY

Annual Reports:

Below you will find our current and past Annual Reports

President's Message, Board of Directors, and Supervisory Committee:

Click here for a message from our President and to learn more about the unpaid volunteers who make up our Board of Directors and Supervisory Committee. These groups of Summit members look out for the best interest of their fellow members.

Our history timeline:

  • In 1937, Harold Madigan introduced the idea of starting a Federal Credit Union during a Departmental Council Meeting of the Rochester Telephone Corporation. View the original letter.
  • Founded in 1941 as Rochester Telephone Federal Credit Union
  • In 1957, we moved into our first headquarters on the 11th floor of the Sibley building in downtown Rochester
  • In 1983, The Summit name is born following a contest among members to submit a name for the Credit Union, and our Seneca Falls branch is opened in an old house next to Goulds Pump
  • In 1984, we introduced ATMs to our members
  • In 1988, we opened our Waring Road branch
  • In 1993, the Waring Road branch was relocated to the Hudson Plaza in Irondequoit
  • In 1995, we moved the location of our Seneca Falls branch to its current location on Fall St. and opened an East Rochester branch
  • In 1996, we moved into our new corporate headquarters in Greece with a branch on the ground floor and dedicated the building to John Bryson, our long-serving President and CEO
  • In 1999, we merged with SOD FCU and opened the Blue Cross Blue Shield satellite branch in downtown Rochester
  • In 2000, we opened our Henrietta branch in front of Southtown Plaza on Jefferson Road
  • In April 2000, we launched Online Access and Online Bill Payment
  • In 2003, we merged the Buffalo Telephone Employees Federal Credit Union into The Summit adding just over 5,000 members and one branch in downtown Buffalo
  • In 2005, we merged the Hilton Federal Credit Union into The Summit bringing just over 1,500 members and one branch location into the credit union
  • In 2005, we moved the East Rochester branch to Penfield Road in Penfield
  • In 2006, we opened a new Hilton branch and moved the City of Buffalo branch to Clarence
  • In 2006, we also merged the Brighton School Employees Federal Credit Union into our credit union adding over 400 members and one branch location
  • In July of 2006, we opened our new Brighton branch in the TOPS-Brighton Plaza
  • In 2007, we introduced Shared Branching (Co-Op Shared Branch)
  • In 2007, we merged First Link Federal Credit Union into The Summit adding over 1,200 members and opened our 2nd Buffalo branch on Delaware Ave. near Hertel
  • In 2009, we merged Kenton Federal Credit Union into our credit union bringing over 3,000 new members into the Summit family along with one branch location on Sheridan Drive in Tonawanda
  • In 2009, we moved the Irondequoit branch in the Wegmans Plaza to its current location right on Hudson Ave. near Titus Ave. in the same plaza and moved the Brighton branch to Monroe Ave. near the 12 Corners
  • On January 1, 2010 The Syracuse Federal Credit Union merged into The Summit adding over 22,000 members and 7 branches in Syracuse and Cortland
  • In March of 2011, we opened our Main/Winton branch in the city of Rochester
  • In May of 2011, we merged Frontier Federal Credit Union into The Summit adding over 500 new members into the Summit family
  • In August of 2011, we opened a branch on the SUNY Cortland campus in Neubig Hall, plus 3 on campus ATMs
  • In October of 2011, we launched Mobile Banking
  • In November of 2012, we launched Health Savings Accounts
  • In June 2013, we opened our Perinton branch located at 665 Moseley Rd. Fairport, NY 14450
  • In February 2014, we launched Mobile Check Deposit and Mobile Apps for Tablets
  • November 3, 2014, we launched The Summit Retirement & Investment Services
  • December 15, 2014, we launched Popmoney
  • January 9, 2015, we launched Design Your Own Card for our VISA® Credit Cards
  • January 2016, we opened our new Henrietta Branch located at 2087 East Henrietta Road, Rochester, NY 14623

History Book:

Our 70+ year legacy is a long and storied one touching thousands of families, friends and neighbors along the way. The credit union remains strong and continues to thrive today operating by the same principles that were first established by our founders in 1941… to help members improve their lives. Click here to read the entire story of our credit union shown in pictures and words. Enjoy!




Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.