Direct Deposit

Your funds are here - even when you're not!

Have your payroll, Social Security and other government checks conveniently deposited directly into your Summit savings or checking account with Direct Deposit. You will need your account number and The Summit's Routing and Transit Number: 222382315. This number can also be found in the bottom left hand corner of your Summit checks.

Why Direct Deposit?

  • Instant access to your funds
  • Eliminates lost or stolen paychecks
  • Avoid teller lines and trips to the credit union
  • Reduces the chances of bouncing a check with direct and timely deposits
  • Add Direct Deposit and your Account Maintenance Fee1 is waived (certain restrictions apply)
  • Build your savings or use Payroll Deduction to make automatic payments on your Summit loan
  • Pay bills using Online Bill Payer - It's free and easy to use!

Sign up for Direct Deposit with your employer today!

  • Complete our simple Direct Deposit Authorization Form in our Summit Simple SwitchKit or contact your employer's Human Resources or Payroll Department to obtain a copy of their Direct Deposit Authorization Form. You'll need your Summit Routing and Transit number (listed below) and your checking or savings account number.
  • Return the form to your Human Resources or Payroll Representative
  • Contact us at (585) 453-7030 or (800) 836-SFCU extension 7030 if you have any questions

1. Your Account Maintenance Fee will be waived when you have Checking with Direct Deposit. See Member Benefits Program for more details.



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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You must be a member of The Summit FCU to take advantage of its products and services
Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.