Share Certificates

A Summit Share Certificate is a great way to save with higher dividends on your terms.

  • Open your Share Certificate with as little as $500.
  • Earn competitive yields based on the term you choose.
  • Flexible terms ranging from 90 days to 10 years.
  • Open a Jumbo Share Certificate with $75,000 or more to earn the highest yields with terms from 30 days to 42 months.
  • Members under 18 years old can open a Youth Share Certificate with as little as $50 and enjoy the same yields and terms as a regular Share Certificate.

Open a Summit Share Certificate from an existing Summit account today.

*Membership eligibility required. Minimum balance to open certificate and earn Annual Percentage Yield (APY) is $500 or $50 for members under 18. Fees may reduce earnings. Early withdrawal penalties may apply.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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Serving Central & Western New York
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Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.