Pinnacle Level

As a Pinnacle Level member, our highest level of membership, you're entitled to these benefits:

Waived Fees

  • Pay NO monthly Account Maintenance Fee

ATM Card and Visa® Debit Card Privileges

  • Make unlimited FREE ATM transactions at Summit-owned or Sharenet ATMs
  • Receive 20 FREE foreign ATM transactions per month - a $2.00 charge applies for each additional transaction1
  • ATM rebates -  We'll rebate you up to $8.00 a month in ATM surcharges. This rebate will be automatically applied on your statement at the end of the month and covers surcharges at any ATM located in the U.S. up to a total of $8.00 a month
  • FREE Summit Visa debit card

Free online services

  • FREE Summit Online Access
  • FREE Online Bill Pay
  • FREE E-Statements/E-Newsletters and Online Check Copies
  • FREE Transfers and Notifications

Additional privileges

  • The Summit Retirement & Investment Services - Investment Consultation
  • BALANCE Financial Fitness Program
  • FREE Official Checks
  • FREE Statement Copies (Interim and Replacement)
  • FREE Money Orders
  • FREE Check Copies
  • FREE Gift Checks
  • FREE Personal Checks (specialty gray) or a credit toward purchase2
  • Replacement Card Fee Waived3
  • VISA Gift Card Fee Waived4
  • Foreign Currency Request Fee Waived
  1. Foreign ATMs are non-Summit owned or non-Sharenet ATM machines. A nominal fee will be charged for each ATM transaction at a non-Summit owned or non-Sharenet ATM machine which exceeds the number of free transactions associated with your Member Benefit Level. This is based upon the posting date of your transactions. If you use an ATM that includes a surcharge fee from that provider, you will be responsible for that fee.
  2. One box per request at the Pinnacle Level.
  3. Visa Credit Cards.
  4. Maximum of five cards per visit.



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.