Transfer your balances to any Summit Visa® credit card by May 15th. Pay down debt faster with a great low rate & no balance transfer fee.

3.95% ON BALANCE TRANSFERS through you December 2017 billing cycle. After that, APR returns to your regular APR. Apply Today!

Already a Summit credit card holder? You can transfer balances online! Log in to Online Access, click Credit Cards, Visa Access then Services and Balance Consolidation. We can also process your transfer in branch or over the phone. Contact the Member Service Center at (800) 836-7328 extension 7030 and a representative will be happy to help.

Promotional APR available on qualified balance transfers posted between March 15, 2017 and May 15, 2017. Minimum of $100 per balance transfer. Promotional APR ends the day after your December 2017 billing cycle begins. For example, if your December 2017 billing cycle begins on December 27, 2017 your promotional APR would end on December 28, 2017. You can view your billing cycle date and your regular APR on your credit card statement. Promotional offer cannot be used to pay off other Summit credit cards. Limited to members in good standing.


Want extra cash just for using your debit card? Complete 10 transactions on your new debit card and we'll reward you with $75. To open an account, apply online, stop by a branch or call 800-836-7328.  Learn more about our checking accounts and debit card options.

Membership eligibility required. Offer limited to members that have not had a debit card in the past 12 months. Limited to 2 cardholders per account (up to $150 maximum). To receive the $75 bonus, you must order a new debit card between 2/6/17 and 3/31/17, have 10 point-of-sale transactions post to your account by 5/31/17 and card must remain open through 9/30/17. Please allow 4-6 weeks after meeting qualifications to receive your gift. Cash bonus will be reported and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice. The Account Maintenance Fee is waived if you meet certain conditions.




These rates are for a limited time only, so open your Summit Share Certificate today. To open an account, stop by a branch or contact our Member Service Center at (585) 453-7030 or (800) 836-7328 extension 7030. Already have a Summit account? Open a Summit Share Certificate from an existing account today.

Membership eligibility required. Must open certificate by 4/26/2017. Minimum balance to open certificate and earn Annual Percentage Yield (APY) is $500 or $50 for members under 18. Fees may reduce earnings. Early withdrawal penalties may apply.



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The Summit Federal Credit Union
The Summit routinely offers sweepstakes and drawings. Check this section of our site frequently for your chance to win. You must be a member of The Summit FCU to take advantage of its products and services. These offers are subject to change at any time at our sole discretion without notice.


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Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.