The Summit Federal Credit Union

The Summit Federal Credit Union
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Access your accounts around the corner or around the world

Life is hectic... and we realize our business hours don't always work with your schedule. That's why we offer extra conveniences like ATM (automated teller machine) services for your Summit Enhanced Checking, Premium Checking or Savings account. You'll have access to your account 24-hours a day, seven days a week at over 120 Surcharge-Free local ATMs and thousands of locations worldwide.

Simply use your Summit ATM card or VISA® Check Card to make withdrawals, transfers and balance inquiries at any Summit Branch ATM or any surcharge-free ATM in the following networks:
Deposits can be made at any Summit branch ATM, Electronic Teller (Wegmans) or participating CU Service Center location. With your VISA® Check Card, you'll have the added flexibility to make purchases at POS (Point-of-Sale) terminals on the NYCE network, including Wegmans, TOPS, Target, Wal-Mart, Mobil, Rite Aid, Sunoco, and thousands of other merchants1.


Click on a region below to see ATM Locations. Or, to see all locations, Click Here.

Buffalo Rochester Seneca Falls Central New York



1. Transfers are limited up to the available balance in your accounts at the time of the transfer. Cash withdrawals made from your Summit checking account using The Summit's ATM card are limited to the available balance in your checking account, line of credit (if you have one), and share 1 savings account, up to a maximum limit of $300 per day. There is no charge for transactions conducted at POS terminals, Summit-owned ATMs, or at merchant locations using the Check Card. A nominal fee will be charged for each additional foreign ATM (2) transaction which exceeds the free transactions associated with your Relationship Account Level (3) based upon the posting date of your transactions. (4) Deposit transactions do not count toward your monthly transaction limit.
2. Foreign ATMs are non-Summit owned ATMs.
3. Information on "Relationship Account Levels" is available on the current Rate and Fee Schedule or on the Relationship Levels page of this website.
4. ATM transactions are counted each month on the day before the last business day of the month.

 This icon denotes a link to a third party site. Please click here to view The Summit FCU's Third Party Disclaimer.

** The SUM program is administered by and is a registered service mark of the NYCE Corporation.



Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency