The Summit Federal Credit Union

The Summit Federal Credit Union
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Your funds are here - even when you can't be here!

Why wait in line to cash your check? Arrange to have your payroll, Social Security and other government checks (i.e. pension and tax returns) directly deposited into your Summit savings account or checking account with our FREE Direct Deposit service.

Why Direct Deposit?

  • Instant access to your funds
  • Eliminates lost or stolen paychecks
  • Avoid teller lines and Friday trips to the credit union
  • Reduces the chances of bouncing a check with direct and timely deposits

Your money will be deposited and available for you to use, even when you aren't available to pick up your check. Simply use your ATM card or VISA® Check Card, write a check, or make a withdrawal at a branch to access your funds.
And when you add Direct Deposit to your Summit accounts we will waive your Relationship Balance Fee1.

Direct Deposit is also a great way to build your savings. We'll make deposits directly from your paycheck on a regular basis to build your savings easily and conveniently. You can also make partial payroll deposits to any Summit savings account or use payroll deduction to make automatic payments on your Summit loan.

Sign up for Direct Deposit with your employer today!

  • Complete our simple Direct Deposit Authorization Form in our Summit Simple SwitchKit or contact your employer's Human Resources or Payroll Department to obtain a copy of their Direct Deposit Authorization Form. You'll need your Routing and Transit number (listed below) and your Summit savings or checking account number.
  • Return the form to your Human Resources or Payroll representative.
  • Contact us at (585) 453-7030 or (800) 836-SFCU extension 7030 if you have any questions.

Making an Electronic Transaction Into Your Account
In order to have a transaction made electronically into your Summit account, you will need your member account number and The Summit's Routing and Transit Number: 222382315. This number can be found in the bottom left hand corner of your Summit checks.

Need to make a wire transfer?
For information regarding wire transfers, please click here.




1Your Relationship Balance Fee will be waived when your Relationship Account Balance is $500 with direct deposit. See Relationship Account Levels for more details.



Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency