The Summit Federal Credit Union

The Summit Federal Credit Union
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The Flexibility of a Check with the Convenience of a Credit Card

With a Summit VISA® Check Card you can make "card" purchases directly from your Summit checking account. It works like an ATM, point-of-sale and debit card all in one. It's welcomed everywhere you see the VISA symbol, so you won't have to carry extra cash with you wherever you go!

Advantages of your VISA® Check Card:

  1. Transactions are directly deducted from your Summit checking account and paid instantly.
  2. Welcomed everywhere you see the VISA symbol, plus, there are no finance charges to pay or monthly bills to worry about because you're not using credit.
  3. Great for online and telephone purchases.
  4. Avoid the hassles of writing a check, waiting for approval, providing identification, or having an "out-of-town" check rejected.
  5. Doubles as your ATM card, so you can use it at thousands of ATMs to make withdrawals, transfer funds between shares, and more - everything your ATM card can do.1

To get your Summit VISA® Check Card today, simply stop by your nearest Summit branch location or call us at (585) 453-7030 or (800) 836-SFCU extension 7030.

We also sell VISA Gift Cards - Get Yours Today!

Resource Center:
If you'd like to request a VISA® Check Card sales draft copy or report a suspected error involving a VISA® Check Card Point-of-Sale transaction, please use our convenient online form.

To report an error that has occurred in your account involving an ATM transaction, please use our online ATM Deposit/Withdrawal Dispute Form.

To report a lost or stolen ATM/Debit Card, please call (585) 453-7000 (Monday-Friday between 9 a.m. and 5 p.m.) or (800) 754-4128 after Business Hours.




There is no charge for transactions conducted at POS terminals, Summit-owned ATMs, or at merchant locations using the Check Card. A nominal fee will be charged for each additional foreign ATM(1) transaction which exceeds the free transactions associated with your Relationship Account Level(2), based upon the posting date of your transactions.(3) Deposit transactions do not count toward your monthly transaction limit.

1. Foreign ATMs are non-Summit owned ATMs.
2. Information on "Relationship Account Levels" is available on the current Rate and Fee Schedule or in the Relationship Levels section.
3. ATM transactions are counted each month on the day before the last business day of the month.
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