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 We all strive for greater financial security. Mortgage payments, retirement, education and health care costs are all areas of concern. It often seems that just saving money alone may not meet our future needs. However, a sensible program that combines savings, life insurance and investments can provide a total package.
With this in mind, we are announcing the availability of a wide range of financial management options through the MEMBERS Financial Services Program, a personal financial management service designed especially for credit union members. The MEMBERS Financial Services Program located at The Summit Federal Credit Union offers a variety of insurance and investment solutions to complement our traditional savings program, including:
| Insurance Planning |
Business Planning |
| Investment Planning |
Retirement Planning |
| Tax-advantaged Investment Planning1 |
Education Funding |
| Mutual Funds |
Securities Trading |
| IRA's |
Tax-Sheltered Annuities (TSAs) |
| Disability Income |
Long-term Care |
| Fixed and Variable Annuities |
Term, whole life, and universal life/variable universal life insurance | Whether you're single, just married or ready to retire, you may want to see if the MEMBERS Financial Services Representatives can be of assistance to you. To find out how, call the MEMBERS Financial Services Representatives at (585) 453-7230 or (800) 836-SFCU ext. 7230 or email Ellen Harnischfeger. You can also visit the MEMBERS Financial Services Program website.
Meet our MEMBERS Financial Services Team:
 Douglas Lannak, Financial Advisor MEMBERS Financial Services Center, Rochester. As a MEMBERS Financial Advisor, Doug is especially qualified to provide credit union members with professional assistance, quality financial products and dependable service. Doug is a Registered Representative of CUNA Brokerage Services, Inc., a broker/dealer with a wide portfolio of securities products, such as mutual funds and annuities, and a member of NASD and SIPC. Doug is also a licensed insurance representative of CUNA Mutual Life Insurance Company and can help with your insurance needs.
Doug is a member of the National Association of Insurance & Financial Advisors in which he has been recognized with the Million Dollar Round Table achievement in 2006. Doug also made President's Council with CUNA Brokerage Services and the Circle of Excellence award for the fourth consecutive year with Nationwide Insurance Company.
 David Goldpenny, VP, Financial Advisor MEMBERS Financial Services Center, Buffalo. As a VP, Financial Advisor, David is especially qualified to provide credit union members with professional assistance, quality financial products and dependable service. David is a VP, Financial Advisor of CUNA Brokerage Services, Inc., a broker/dealer with a wide portfolio of securities products, such as mutual funds and annuities, and a member of NASD and SIPC. David is also a licensed insurance representative of CUNA Mutual Life Insurance Company and can help with your insurance needs.
David is a Life Underwriter Training Council Fellow (LUTCF) and has received multiple Circle of Excellence awards from Nationwide Insurance Company. David is also a member of CUNA's High Achievers Club.
 Ellen Harnischfeger, MEMBERS Financial Services Assistant. Ellen is a licensed financial sales assistant who works out of The Summit Federal Credit Union's corporate headquarters assisting the MEMBERS Financial Services team. She too is qualified to provide credit union members a high level of service and assistance.
Third Party Disclaimer
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
1 Representatives are not tax advisors. For information regarding your specific tax situation, please consult a tax professional.
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