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 Finance Your Remodeling Plans with The Summit.
Whether you're planning full-scale changes or simply redecorating, The Summit can make your home improvement projects more affordable with a Home Improvement Loan1. With our low rates and convenient choice of terms, you can get the money you need for all your remodeling projects. Extra Conveniences to Enhance Your Summit Home Improvement Loan - Summit Online Access: It's easy to make your loan payments right from your computer with Summit Online Access. Click here to learn more about this convenient online service or go to Summit Online Access (login prompt) to get started right away.
- Quik Tran, 24-hour Teller-by-Phone Service: Quik Tran provides 24-hour account access right over the phone.
- Automatic Payment: Automatically deducts your loan payments from your account and gives you added savings with our automatic payment rate discount.
Apply online for a Summit Home Improvement Loan now.
Loan Calculators help to determine the financing and payment options that are best for you.
Third Party Disclaimer
1. All home improvement loans $10,000 and over must be secured. Required information to secure the loan: - Copy of Deed for property being used.
- Verification of current mortgage balance and monthly payment.
- Copies of your most recent/current paid "School Tax" and "Town/County Tax" bills.
- Copies of hired contractor's estimates to complete the work OR materials estimates from the merchant(s) you plan on purchasing the supplies from, if completing the home improvements yourself.
- Name, telephone number, and policy number of Homeowners Insurance Agency.
- Copies of last two most recent pay stubs for all borrowers listed on application.
- Self-employed individuals (and those who want other income to be considered in support of their application) must enclose signed and complete Federal Tax Returns (1040's, all schedules, partnership returns; if any) for the past two years.
- The credit union requires a written evaluation of your property's value. Acceptable forms of evaluation are:
- Paid tax bill provided property's assessed value is noted.
- Copy of signed certified appraisal performed within last 12 months.
- Market Analysis by certified Real Estate Agent; OR
- The Summit can order a neighborhood statistic appraisal for a nominal fee.
 
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
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