Pay securely in-store, in-app, or online.

Safely and securely pay using your Summit Visa® Debit Card or Summit Visa® Credit Card. 

Apple Pay® is a contactless, convenient and secure way to pay with your Summit debit or credit card. You can use it when making a purchase in most stores, apps, and online.


  • A faster, more secure way to make purchases at your favorite stores and participating apps.
  • Apple Pay1 transactions are authorized with TouchID thumbprint security or your passcode.
  • Your card number is never used for the transaction.

What you will need:

  • Your Summit Visa® Debit Card or Summit Visa Credit Card.
  • iPhone® 6 (or newer), iPad Air 2® (or newer), iPad mini 3® (or newer) with iOS 8 or later software installed or Apple Watch®.

Select Settings

Have your Summit Visa credit or debit card available to add card information.

Add Card
Enter Card Details
Select Card Type
Verify Card
View Terms & Conditions

Set up your Summit Visa credit or debit card as the default card to use for payments.

Set Default Card

Getting Started

  1. Add Your Card: To add your card to Apple Pay:
    1. Select “Settings” and then select “Wallet & Apple Pay” from the settings list.
    2. Select “Add Card.” On the Apple Pay screen, then select “Continue.”
    3. You can choose to add your card by taking a picture of the card or entering the card details manually.
  2. Verify Card Information: Review the card details to ensure your name and card number were captured correctly then select “Next.” After selecting next, verify or enter your card’s expiration date and enter the security code (3 digit code on the back of card) and select “Next.”
  3. Terms and Conditions: To enroll in the service, select the box indicating you accept all Terms and Conditions. If you do not accept the Terms and Conditions you will not be able to register for Apple Pay. You will then get a confirmation that says “Card Added.”
  4. Choose Your Default Card: Select “Settings” and then select “Wallet & Apple Pay.” Under the“Transaction Defaults” section, select “Default Card” and choose your Summit Visa Debit or Credit Card.

If you have additional questions regarding Apple Pay, please contact our Member Service Center at (585) 453-7030 or (800) 836-7328 extension 7030 or visit your local branch.

Google Pay coming soon!

  1. Apple, the Apple logo, Apple Wallet, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Face ID are trademarks of Apple Inc. View the Apple Pay Terms and Conditions. Google Play and the Google Play logo are trademarks of Google LLC.