Purchase Rewards®

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Cash Back with Purchase Rewards

Did you know you can earn rewards every time you shop at your favorite stores? The Summit Debit Card is the card that pays you back. You receive rewards based on purchases you make at major retailers and restaurants. The more you use your card, the more offers you receive and the more rewards you can activate and enjoy.


  • Earn cash back1 by using your Summit Federal Credit Union Visa® Debit Card
  • The Purchase Rewards program is free and you are automatically enrolled in the program
  • The offers you receive are customized
  • No personal information is shared with retailers

Tap “More” to continue to Purchase Rewards.

Tap “Cash Back” to view all offers.

Getting Started:

  1. Log in Information: Visit www.summitfcu.org or log in through The Summit FCU Mobile App using your username and password (or account number and temporary PIN for initial online banking setup).
  2. View Offers:
    1. If viewing your offers from a PC, they will be located on the “My Accounts” page.
    2. If viewing offers on the Mobile App (Apple or Android), select the “More” icon and then select “Get Cash Back” from the menu.
  3. Activate: Select the offer to activate and see the offer details. The offer will be automatically loaded onto your Summit Visa Debit Card. Redeem the offer at the specified retailer by paying with your debit card.
  4. Cash Back Reward: Your rewards will be deposited to your account the month after you redeem the offer since we do not share your personal information with retailers.
  5. Opt Out Options: In Online Access, navigate to the checking account history page and select “Purchase Rewards Preferences.”
    1. To be removed from the program, select the “Remove me from this program” box. You can re-enroll at any time by selecting “Get Started.”
    2. To no longer have offers appear in your transaction history, select the “Remove inline offers” box.

If you have additional questions regarding Purchase Rewards, please contact our Member Service Center at (585) 453-7000 or (800) 836-7328, or visit your local branch.

  1. Cash back rewards available only at certain merchants and on specific transactions. Must activate offer to be eligible for reward.