Reward yourself this summer

Use your Summit Visa Signature or Platinum Credit Card and earn points faster on your purchases

Learn More About Our Credit Cards

Make your Credit Card Work Harder for You

Choose your card. Choose your rewards.

Card - Signature


Earn cash back and unlimited points on travel and everyday purchases

  • 3x points on all purchases for a limited time!
  • 10,000 bonus points when you spend $3,000 in first 90 days
APR 10.00% - 18.00%

Annual Fee: Try it free for a year! The Summit is waiving the $75 annual fee for the first year.

Card - Platinum


Earn 1x points per dollar on every purchase, every day

  • 2x points on gas, restaurants and retail for a limited time
  • 3,000 bonus points if you open your card before August 31st
APR 10.00% - 18.00%

No Annual Fee

Card - Gold


Make your large balances a little more manageable with our lowest rate card

APR 8.50% - 18.00%

No Annual Fee

Whether you’re shopping around the corner, online, or around the world, Summit Visa® Credit Cards give you the purchasing power – and value – you need. Welcomed at millions of locations, our Visa Credit Cards have great low rates and no balance transfer fees. Visit our products page to learn more about all of our credit card offerings.

We'd love to help you get started.

Fill out the form to get started. Want to talk to someone right away? Contact our Member Service Center at (800) 836-SFCU extension 7030 or visit any Summit branch.

Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. APRs range from 8.50% to 18.0%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of August 1, 2019 and are subject to change at any time. 1. 3X and 2X Points: Through 8/31, Visa Signature Cards are eligible for 3X points on all purchases. Visa Platinum Cards are eligible for 2X points on purchases processed in the merchant categories associated with gas, restaurant and retail purchases. Merchant Category Codes are determined by the individual merchant. Points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. 2. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 3 months of account opening. Visa Platinum card accounts approved and issued by 8/31 will receive 3,000 bonus points. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of 10,000 (Signature) and 3,000 (Platinum) bonus points. Please allow 4 weeks to receive the statement credit. 3. If Visa Signature card is opened by 8/31, Annual Fee is waived for 12 months. After that, $75 Annual Fee applies. 4. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. 5. Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at 6. Some restrictions and limitations may apply. Visit for details.

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