We’re Elevating the ordinary

And it all starts with elevating the way that you bank.

We’re constantly innovating – creating new programs, perks, and opportunities – to make saving and borrowing easier for everyone. Banking doesn’t have to be business as usual.

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Open a high-yield savings account

Money Market Special

Rate guaranteed until April 30, 2025, when you open a new High Yield Money Market account.

Roll into savings

Roll into savings

Activate your RoundUp Savings account to save while you spend and build your savings every time you use your Summit Visa® Debit Card. Plus, find out how you can earn up to $75 in milestone bonuses!

You might be eligible for the Homebuyer Dream Program

Dreaming of buying your first home?

If you meet certain requirements, you may be eligible for a $20,000 grant for your first home with the Homebuyer Dream Program®.

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No credit? No problem

Establish or rebuild your credit with a Summit Visa® Secured Card – perfect if you are just starting out or need to boost your credit score.

Extended offer! Get $250 when you refinance

Refinance your student loans with The Summit today to get $250. Conditions apply.

It pays to upgrade to a checking account with The Summit.

Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

RSVP Today

Check out The Summit’s blog!

We provide insights and tips to help you with your finances.

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Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

Community Spotlight

Getting Eclipse-ready

With the Great North American Total Solar Eclipse fast approaching, we were delighted to present the students, faculty, and staff of the Renaissance Academy Charter School of the Arts with NASA-approved eclipse viewing glasses so that all may view the eclipse safely on April 8th!

What’s New With The Summit

The Summit Federal Credit Union Taste of Syracuse 2024 Features Hanson

Galaxy Media has announced that Central New York’s biggest food and music festival, The Summit Federal Credit Union Taste of Syracuse, will return on Friday, June 7 and Saturday, June 8, 2024, in and around Clinton Square from 11:00 am to 10:00 pm both days. Admission is free.  Taste of Syracuse is sponsored by The Summit […]

Upcoming Events

Social Security Rules for Retirement

Apr
3
April 3, 2024

6:00 pm – 7:00 pm

ROC the Eclipse at the RMSC

Apr
6 – 8
April 6, 2024 – April 8, 2024

10:00 am – 5:00 pm