ENJOY A LOW PROMOTIONAL RATE OF 3.90% APR THIS HOLIDAY SEASON

With a Summit Visa® Credit Card you get the purchasing power – and value – you need. Plus, this holiday season enjoy a low promotional/introductory rate while doing your shopping – around the corner, online, or around the world. Get your card now and take advantage of 3.90% APR on all purchases made now through December 31. Introductory/promotional APR through your June 2022 billing cycle. After that, APR returns to your regular APR (6.50% – 17.75%).

Choose the card that fits your lifestyle:

Card - Signature

Signature

1% cash back on all purchases


  • 2x points for travel
  • 1x points for every purchase
  • 10,000 bonus points when you spend $3,000 in first 90 days

APR 8.00% – 17.75%

Annual Fee: $75

Card - Platinum

Platinum

Earn 1x points per dollar on every purchase, every day


  • 1x points for every purchase

APR 8.00% – 17.75%

No Annual Fee

Card - Gold

Gold

Make your large balances a little more manageable with our lowest rate card


APR 6.50% – 16.25%

No Annual Fee

Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.  APRs shown are as of March 19, 2020 and are subject to change at any time. APRs range from 6.50% to 17.75%. Your APR will depend on your creditworthiness.  Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.

Benefits of all of our cards

No balance transfer fee

Pay down an existing balance at a lower rate.

See How much We Can Save You

Real-Time Purchase Alerts

Track your spending with Visa Purchase Alerts.

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Digital Wallets

A simple, more secure way to pay using your Summit Visa Credit Card.

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Design your own card

Make a statement with a personalized card.

I Want That

Fraud Protection

Protect yourself from unauthorized transactions.

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VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.

  1. APRs range from 6.50% to 16.25% (Gold) and 8.00% to 17.75% APR (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of November 1, 2020 and are subject to change at any time.

FEDERALLY INSURED BY NCUA. APRs shown are as of October 1, 2021 and are subject to change at any time. Promotional/introductory APR of 3.90% is available on qualified purchases posted between November 15, 2021 and December 31, 2021.  Promotional/introductory APR ends the day after your June 2022 billing cycle begins and your regular APR would then apply to any unpaid purchases posted during the promotional/introductory period. For example, if your June 2022 billing cycle begins on June 27, 2022 your promotional/introductory APR would end on June 28, 2022 and your regular APR would begin. You can view your billing cycle date and your regular APR on your credit card statement. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. APRs range from 6.50% to 17.75%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing. $75 Annual Fee applies to Visa Signature Credit Card.