


with a New Debit Card and RoundUp Savings Account


When you open a new Summit Visa® Debit Card & RoundUp Savings account.

When you make 20 point of sale purchases with your Summit Visa® Debit Card.

When you reach your RoundUp Savings milestones.
It’s easy. Just use your Debit Card when you shop.
Current Members: Open a RoundUp Savings account through Online and Mobile Access.

How It Works

Sign Up
Sign up for a RoundUp Savings account at The Summit and get a Summit Visa® Debit Card.
Current Members: Open a RoundUp Savings account through Online and Mobile Access.

Shop
Start shopping! Each purchase you make with your Summit Visa® Debit Card will round up to the nearest dollar.

Save
Your spare change will automatically transfer from your checking account into your new RoundUp Savings account overnight.
Sit back and watch your savings grow!
Enjoy Great Benefits With Your New Summit Visa® Debit Card

EarlyPay
EarlyPay gives you access to your eligible Direct Deposits up to one day early. There’s no enrollment required and no fee – EarlyPay is included with all Direct Deposits that go into your Checking account.

Fraud Protection Services
Protecting your accounts is a top priority for The Summit. Your debit card comes with a variety of services, including Visa Card Controls1 and 3DS One-Time Passcodes2 for authentication.

Overdraft Protection Options
When it comes to overdraft protection, The Summit stands behind you. If a transaction exceeds the available funds in your checking account, we take action to ensure your payments and purchases are successful.
FEDERALLY INSURED BY NCUA. Membership eligibility required. Offer limited to members that have not had a debit card or RoundUp Savings account in the past 120 days or has been paid a promotional bonus in the past 36 months. Limited to 1 cardholder per account (primary cardholder) for up to $75 with a new debit card and RoundUp Savings. You must complete the following to receive the maximum bonus of $75 with a new debit card and RoundUp Savings. To receive the one-time $25 debit card and RoundUp Savings opening bonus you must order a new debit card and open a RoundUp Savings account between 2/1/25 and 3/31/25. To receive the $50 bonus, you must complete 20 point-of-sale transactions post to your account by 5/31/25 and the card and account must remain open through 9/30/25. Please allow 4-6 weeks after meeting qualifications to receive your gift. Earn up to two special one-time bonuses totaling $75 that The Summit will deposit into your RoundUp Savings when your RoundUp Savings account reaches a balance of $250 ($25 bonus) and $500 ($50 bonus). The APY is 0.200% as of 2/1/25, and is subject to change at any time. Please refer to the RoundUp Savings account Terms and Conditions at summitfcu.org/roundup-terms. Cash bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice. The Account Maintenance Fee is waived if you meet certain conditions. See branch for details.
- While your card is in temporary “off” mode most new purchases and ATM transactions will not be processed. Preauthorized transactions and authorized reoccurring transactions may be approved while the card is in “off” mode. You remain responsible for monitoring all transactions.
- 3DS One-Time Passcode (OTP) is an authentication measure used by financial institutions and 3DS enabled merchants to secure online transactions. By implementing this feature, Members will be able to self-serve the authentication by obtaining a one-time passcode to their mobile device or email address. Entering OTP in online transaction helps to protect against online fraud. It is a secure way to authenticate whether a member who is making an online purchase is the rightful owner of the debit card being used.