father and daughter enjoy ice cream outside

GET UP TO $150

After you make your first 20 purchases with your new Summit Visa® Debit Card.

Don’t Have A Checking Account? Open One Today and Earn Up To…

$75 when you get a new Debit Card with an Enhanced Checking, Digital Edge Spend, or Digital Freedom Spend account.


$150 when you get a new Debit Card with a Premium Checking account.

Our personal checking and spend accounts have the easy access you need, plus features and benefits to fit your lifestyle. Want to know more about our checking accounts, including our simple and seamless all Digital Spend Accounts?

Click below to learn more or start the conversation!

Still Not Sure About a Debit Card From The Summit?

Increase your buying power with a debit card from The Summit. Fast and secure access to your checking account funds means you can pay for what you need quickly and safely. Enjoy…

Tools to prevent unauthorized purchases with Card Controls *

Access cash at nearly 55,000 ATMs Worldwide

Earn rewards for your everyday purchases

Request a Debit Card Today!

If you have any questions, please fill out the form below, visit any Summit branch or contact our Member Service Center at (800) 836-SFCU.

FEDERALLY INSURED BY NCUA. Membership eligibility required. Offer limited to members that have not had a debit card in the past 12 months. Limited to 1 cardholder per account (primary cardholder) for up to $150 maximum with Premium Checking or $75 maximum with Enhanced Checking, Digital Edge or Digital Freedom Spend Accounts. To receive the $150 bonus with Premium Checking or $75 with Enhanced Checking, Digital Edge or Digital Freedom Spend Accounts, you must order a new debit card between 8/1/22 and 9/30/22, have 20 point-of-sale transactions post to your account by 11/30/22 and the card and account must remain open through 5/31/23. In order to earn $5, enrollment for e-statements must occur prior to the 20 point-of-sale transactions post to your account. Dividends on the Premium Checking are not paid if your average daily balance is below $1,000 in any given month. For the Premium Checking Account, a $5.00 fee applies if average daily balance falls below $1,000 in any given month. Please allow 4-6 weeks after meeting qualifications to receive your gift. Cash bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice. *At the Pinnacle Level, we’ll rebate you up to $8.00 a month in ATM surcharges. This rebate will be automatically applied on your statement at the end of the month and covers surcharges at any ATM located in the U.S. up to a total of $8.00 a month.

  • Mobile Banking is a free service available only with a Summit FCU Account. Your mobile carrier’s text messaging and data charges may apply. We won’t charge you; however, standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages. * While your card is in temporary “off” mode most new purchases and ATM transactions will not be processed. Preauthorized transactions and authorized reoccurring transactions may be approved while the card is in “off” mode. You remain responsible for monitoring all transactions.