Earn extra points this holiday season!

Get ready to power up your points when you use your Summit Visa® Credit Card on all purchases1 from November 1st to December 31st.

Card - Summit Visa® Signature Credit Card

Summit Visa® Signature Credit Card


Annual Fee: $75

No Balance Transfer Fee2


  • 3x points on all Summit Visa Signature Credit Card purchases1
  • 10,000 bonus points when you spend $3,000 in the first 90 days3


  • Complimentary Visa Signature® Concierge Service 4
  • Trip cancellation/trip interruption with reimbursement up to $2,000 per trip
  • Exclusive bonuses and discounts in the CURewards Mall
  • Visa Account Updater (for recurring charges)
  • Visa Zero Liability Fraud Protection


Card - Summit Visa® Platinum Credit Card

Summit Visa® Platinum Credit Card


No Annual Fee

No Balance Transfer Fee2


  • 2x points on all Summit Visa Platinum Credit Card purchases1


  • Travel and Emergency Assistance Services
  • Auto Rental Collision Damage Waiver
  • Visa Account Updater (for recurring charges)


happy girl with credit card

It’s so much more than a rewards card

Our cards are designed to get you where you’re going and reward you for everyday purchases both online and in store, from holiday gifts and home décor to your favorite hobbies and everyday essentials.

With benefits and features like no annual fee and cash back rewards1, you can find the best credit card to fit your lifestyle and shop the way you were meant to.

All Cards Have

balance transfer

No balance transfer Fee2

Pay down an existing balance at a lower rate.

See how much we can save you

purchase alerts

Real time purchase alerts

Track your spending with Visa Purchase Alerts.

Enroll now

mobile pay

Apple Pay, Google Pay and Samsung Pay

A simple, more secure way to pay using your Summit Visa Credit Card.

Get started

design your own credit card

Credit card app

The Summit Cards app makes credit card management easy.

Download the app

fraud protection

Fraud protection

Protect yourself from unauthorized transactions.

Learn more

ID Navigator

Powered by Norton LifeLock, offering Dark Web monitoring, Data Breach notifications, and more.

Confirm Eligibility

Extra points means more rewards!

VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.

  1. 11/1/24 through 12/31/24, Visa Signature®️ Credit Cards are eligible for 3X points and Visa®️ Platinum Cards are eligible for 2X points. Bonus points are awarded based on all purchases posted to account by 12/31/24. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.
  2. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.
  3. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature Card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.
  4. Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at Visa Concierge Terms of Service | Visa.