NEW CARDHOLDER OFFER! ENJOY A LOW INTRODUCTORY RATE OF 1.95% APR FOR 6 MONTHS1

Say yes to brighter days with a Summit Visa® Credit Card this summer. Get your card now and take advantage of a low introductory rate of 1.95% APR for 6 months.

Summer special!

Choose the card that fits your lifestyle:

Card - Signature

Signature

Earn cash back on all purchases


  • 10,000 bonus points when you spend $3,000 in first 90 days

APR 1.95% – 6 month introductory rate

Annual Fee: $75

Card - Platinum

Platinum

Earn points on every purchase, every day


  • 3,000 bonus points when you spend $1,000 in purchases in first 90 days

APR 1.95% – 6 month introductory rate

No Annual Fee

Card - Gold

Gold

Make your large balances a little more manageable with our lowest rate card


APR 1.95% – 6 month introductory rate

No Annual Fee

Benefits of all of our cards

No balance transfer fee

Pay down an existing balance at a lower rate.

See How much We Can Save You

Real-Time Purchase Alerts

Track your spending with Visa Purchase Alerts.

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Digital Wallets

A simple, more secure way to pay using your Summit Visa Credit Card.

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Design your own card

Make a statement with a personalized card.

I Want That

Fraud Protection

Protect yourself from unauthorized transactions.

View Details

VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

*FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. 1) Introductory APR of 1.95% is available on qualified purchases posted between June 15, 2022, and August 31, 2022. Introductory APR ends 6 months after the date of account opening on purchases and balance transfers. After that, your regular APR will be applied to any unpaid purchases posted during the introductory period. For example, if your account is opened on June 16, 2022 and a purchase and/or balance transfer posts to your account on June 30, 2022, your introductory APR would end on December 16, 2022 and your regular APR would begin. You can view your billing cycle date and your regular APR on your credit card statement. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. As of June 15, 2022, APRs range from 8.00% to 18.00% and are subject to change. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing. $75 Annual Fee applies to Visa Signature Credit Card. 2) Visa Signature Card: If opened by 8/31, accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 3 months of account opening. Visa Platinum Card: If opened by 8/31, Accounts approved and issued by 8/31 will receive 3,000 bonus points statement credit upon spending $1,000 in purchase transactions within 3 months of account opening. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.