Give the Gift of Savings with a Certificate!
Take a look at how much you can earn!
Open your Certificate today!
Current members:
To open your certificate, fill out the inquiry form below, make an appointment at your nearest Summit branch, or contact Member Services at (585) 453-7000 or (800) 836-7328.
Not a member yet?
Get started with a Membership Application and someone will reach out to you. Mention “Certificate” when speaking with your Member Services Representative.
Certificate Inquiry – Have a Representative from The Summit Contact You
The Summit is federally insured by the National Credit Union Administration. Membership eligibility required.
Certificate must be opened between 11/6/2025 and 12/10/2025. To qualify for the promotional Annual Percentage Yield (APY) you must open a new Certificate with promotional term of 7 or 13 months. Minimum deposit amount for certificate promotional offers: $500 for a regular Share Certificate, $75,000 for a Jumbo Share Certificate or $50 for members under 18 years old. APY assumes daily compounding of principal and interest. Early withdrawal of dividends or principal may affect your APY earned. There may be a substantial penalty for early withdrawal. A 7-month certificate renews automatically for a 6-month term, and a 13-month certificate renews automatically for a 12-month term at the rate in effect at the time of renewal unless otherwise directed. Offer subject to change at any time at our sole discretion without notice.