New credit cardholder offer 6.95% APR intro rate
no balance transfer fee

Other OptionsRequest Online | Visit a Branch | Virtual Branch| Call 800-836-7328

Already a member? Expedite the process through Online Access or Mobile Banking.

Enjoy this low introductory rate on purchases & balance transfers when you apply by August 31, 2024.


earn extra points

Visa Signature®

July 1st through August 31st, earn

points on qualified
Summit Visa Signature®

Credit Card purchases.3

Visa® Platinum

July 1st through August 31st, earn

points on qualified
Summit Visa® Platinum

Credit Card purchases.3

Explore all our credit card options, learn about additional card features and benefits, and find out how to make credit card management easier!

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VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of June 1, 2024 and are subject to change at any time.

  1. Introductory APR of 6.95% ends 180 days after the date of account opening on purchases and balance transfers for all credit card accounts excluding Visa®️ Secured opened 6/1/24 through 8/31/24. Purchases made during the 180 days after account opening will qualify for an interest rate of 6.95% until the 180 day introductory period is up. After that, your regular APR will be applied to any unpaid purchases and balances posted during the introductory period. For example, if your credit card account is opened on 6/2/24, the 6.95% introductory rate will be valid on purchases and balance transfers through 11/29/24. You can view your billing cycle date and regular APR on your credit card statement.
  2. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. A $75 Annual Fee applies to Visa Signature®️ Credit Card.
  3. 7/1/24 through 8/31/24, Visa Signature®️ Credit Cards are eligible for 3X points and Visa®️ Platinum Cards are eligible for 2X points. Bonus points are awarded based on purchases posted to account in the merchant categories associated with travel, gas, restaurants, and streaming services by 8/31/24. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.