Give Your Wallet A Break!

Transfer your balances to a Summit Visa® Credit Card and save. 3.90% APR on Balance Transfers until your September 2022 billing cycle. After that, APR returns to your regular APR.

Watch Your Balance Decrease and Your Savings Grow

Get an idea of how of how much you’ll save with our Balance Transfer Calculator.

Balance Transfers Are Easy and Can Save You Money

Pay A Lower Rate

3.90% APR on Balance Transfers, plus rates as low as 6.50% APR.

Pay Down Debt Faster

Transfer multiple balances into one monthly payment, simplifying your finances.

Save Money On Interest

No balance transfer fee and low rates, so your savings go right into your pocket.

Already a Summit Cardholder?

Complete your transfer online in minutes.

  1. Log into Online Access
  2. Select Credit Cards
  3. Select Balance Transfers – Credit Cards
  4. Select Services
  5. Select Balance Consolidation

Not a Summit Cardholder?

Discover the benefits and find the Summit Visa Credit Card that fits your lifestyle!

Let Us Help You Transfer Your Balances Today

If you have any questions or would like help starting the process, please fill out the form below, visit any Summit branch or contact our Member Services at (800) 836-7328.

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Promotional APR available on qualified balance transfers posted between January 1, 2022 and March 31, 2022. Minimum of $100 per balance transfer. Promotional APR ends the day after your September 2022 billing cycle begins. For example, if your September 2022 billing cycle begins on September 27, 2022 your promotional APR would end on September 28, 2022. You can view your billing cycle date and your regular APR on your credit card statement. Promotional offer cannot be used to pay off other Summit credit cards. APRs range from 6.50% to 17.75%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of January 1, 2022 and are subject to change at any time. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. $75 Annual Fee applies to Visa Signature Credit Card. Limited to members in good standing. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.