Explore our Balance Transfer calculator to see if we can save you money

1. Choose a card from The Summit


Image of The Summit FCU Visa Gold Card

Balance Transfer Rate

Lowest Rate Card with an APR as low as 6.50%

Select Card


Picture of The Summit FCU visa platinum credit card

Balance Transfer Rate

Rewards Card with an APR as low as 8.00%

Select Card


Balance Transfer Rate

Cash Back Card with an APR as low as 8.00%

Select Card

Enter the Duration of your Balance Transfer Rate

2. Enter Your Current Credit Card Information

Transfer Amount Your Current Rate Savings Per Card
Card 1
Card 2
Card 3

Great News!

When you transfer to The Summit Card with a % Balance Transfer Rate, you will save a total of over the course of months!

Apply Now   or fill out the form below to start the Visa Balance Transfer Process.


That’s an impressive rate; we recommend that you stay with your current card. But please check back with us in the future, as we frequently offer special credit card rates. And if your current card rates are introductory, come see us when those rates end to find out how much money you can save.

Savings are for illustration purposes only. Actual savings may differ. Give us a call at (585) 453-7030 or (800) 836-7328 extension 7030 to see exactly how much we'll save you.

Why Transfer Your Balances to The Summit?

Transfer Your Balances Today!

It’s easy to get started!

Have Questions?

Contact us and we can help get you started.

Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. APRs shown are as of March 19, 2020 and are subject to change at any time. APRs range from 6.50% to 18.00%. Your APR will depend on your creditworthiness. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.