High Credit Card Payments? Not for long.

3.95% APR on Balance Transfers until your September 2019 billing cycle

Enjoy a great low rate & no balance transfer fee.

Explore our Balance Transfer calculator to see if we can save you money

1. Choose a card from The Summit

Gold

Balance Transfer Rate
3.95%
Ends 09/30/2019

Lowest Rate Card with an APR as low as 8.75%

Select Card

Platinum

Balance Transfer Rate
3.95%
Ends 09/30/2019

Rewards Card with an APR as low as 10.25%

Select Card

Signature

Balance Transfer Rate
3.95%
Ends 09/30/2019

Cash Back Card with an APR as low as 10.25%

Select Card



Enter the Duration of your Balance Transfer Rate

2. Enter Your Current Credit Card Information

Transfer Amount Your Current Rate Savings Per Card
Card 1
Card 2
Card 3

Great News!

When you transfer to The Summit Card with a % Balance Transfer Rate, you will save a total of over the course of months!

Apply Now   or fill out the form below to start the Visa Balance Transfer Process.

Sorry!

That’s an impressive rate; we recommend that you stay with your current card. But please check back with us in the future, as we frequently offer special credit card rates. And if your current card rates are introductory, come see us when those rates end to find out how much money you can save.


Savings are for illustration purposes only. These savings assume that you will pay off your balances by the end of the promotion period in September 2019. Actual savings may differ. Give us a call at (585) 453-7030 or (800) 836-7328 extension 7030 to see exactly how much we'll save you.

Details and Benefits

Icon - Pay a lower rate

Pay a lower rate

3.95% APR on Balance Transfers until your 2019 billing cycle. After that, APR returns to your regular APR.

Icon - Consolidate payments and pay down your balances

Consolidate payments and pay down your balances

Transfer multiple balances into one monthly payment, simplifying your finances.

Icon - Save money

Save money

No balance transfer fee, so your savings go right into your pocket.

Transfer Your Balances Today

It's easy to get started!

Icon - Already a Summit Card Holder?

Already a Summit Card Holder?

  1. Log into Online Access
  2. Select Credit Cards
  3. Select Balance Transfers – Credit Cards
  4. Select Services
  5. Select Balance Consolidation
Icon - Not a Summit Card Holder?

Not a Summit Card Holder?

Apply today!

Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. APRs range from 8.75% to 18.0%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of December 19, 2018 and are subject to change at any time. Promotional APR available on qualified balance transfers posted between December 19, 2018 and March 31, 2019. Minimum of $100 per balance transfer. Promotional APR ends the day after your September 2019 billing cycle begins. For example, if your September 2019 billing cycle begins on September 27, 2019 your promotional APR would end on September 28, 2019. You can view your billing cycle date and your regular APR on your credit card statement. Promotional offer cannot be used to pay off other Summit credit cards. Limited to members in good standing. $75 Annual Fee applies to Visa Signature Credit Card.

© 2019 The Summit Federal Credit Union. All rights reserved.