Direct Deposit

Your Funds Arrive Like Clockwork – Saving You Valuable Time

Arrange for convenient Direct Deposit and your payroll, Social Security, and other government checks are automatically deposited into your Summit Savings or Checking account.

Why Choose Direct Deposit?

  • Get your money sooner. No more waiting for checks to arrive by mail or to clear. Funds are available the morning of the payment – or sooner!

  • Get paid even when you’re out sick or out of town. Write checks with confidence, knowing funds will be there to cover them.

  • Eliminate the risk of a lost or stolen paycheck. Nearly four million paychecks are lost or stolen each year. Yours will not be one of them.

  • Permanently check one box on your To Do list. No time to visit a branch or ATM? No problem. We’re always happy to see you but we know you’ll be happy to have one less errand to run.

  • Enjoy the convenience of split deposits. Have funds automatically divided into multiple accounts. If one of them is for savings, watch your balance grow!

  • No Account Maintenance Fee. Arrange for Direct Deposit and say goodbye to checking account maintenance fees.2

Sign Up for Direct Deposit with Your Employer Today!

Getting started with Direct Deposit is easy:

  • Ask your employer’s Human Resources or Payroll Department for a Direct Deposit Authorization Form. All you need to complete the form is your checking or savings account number and The Summit Routing and Transit Number (222382315).

  • Return the form to your Human Resources or Payroll representative. That’s it!

Questions? We’re here to help. Call (585) 453-7030 or (800) 836-7328 extension 7030.

1 ATM cards are not issued on the Basic Checking Account. Consequently, ATM access is not available with basic checking. There will be a $2.00 charge for each additional non-Summit or non-Sharenet owned ATM withdrawal and/or balance inquiry which exceeds the free transactions associated with your Member Benefit Level. Most transactions made at Summit or Sharenet owned ATMs, and point-of-sale (POS) terminals are free. There is no fee for purchases made at merchant locations using your Debit Card. For a complete listing of ATMs nationwide, visit the ATM section of this website.
2 Your Account Maintenance Fee will be waived when you have Checking with Direct Deposit. See Member Benefits Program for more details.

Wire Transfers

Funds can be wired directly to or from your account at The Summit. For wire transfer guidelines and a complete listing of associated fees, refer to The Summit’s Wire Transfer Form or speak to a Member Service Representative. Requests to wire funds out of your Summit account must be performed in person at any of our branches.