Youth Program Savings (Ages 5-17)

Helping Young Members Save

Our updated youth program helps young members establish good money habits. Each member 5-17 is automatically enrolled in the appropriate group:

Icon - Safari Club Jr., Ages 5-8

Safari Club Jr., Ages 5-8

The Safari Club Jr. Newsletter has activities for young children and tips for parents.

Icon - Safari Club, Ages 9-12

Safari Club, Ages 9-12

Kids learn smart savings practices in the Safari Club Newsletter, which also has tips for parents.

Icon - Forward Bound, Ages 13-17

Forward Bound, Ages 13-17

The Forward Bound newsletter teaches older kids financial responsibility.

Forward Bound members can also take advantage of direct deposit, checking account with Visa® Debit Card1, and free Online and Mobile Banking2.

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Prizes

Members up to age 12 use their Safari Club Card to earn prizes chosen on the prize order form.

Later this year, we will have a new card and prizes for all three program age groups.

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Quarterly Raffles

Youth Program members are entered anytime they make one or more deposits in a quarter.

 Jan. – Mar. 2020: Three Safari Club Jr. and Safari Club members win 4 tickets to the Museum of Science & Technology (MOST) in Syracuse, the Strong National Museum of Play in Rochester, or the Explore & More Museum in Buffalo. Six Forward Bound members win $25 Visa gift cards. Official Rules.

Youth Program Savings Account Rates

With no account maintenance fee.4
For month ending January 31, 2020

Minimum Balance to Open
Minimum Balance to Earn Dividends
Rate
Annual Percentage Yield
$5.00
$100
0.100%
0.100%

Start Smart Age 18+

There is no account maintenance fee for members 22 and younger.4
A package of products and services to prepare young adults for financial independence. Members 18 and up may choose direct deposit, checking with Visa® Debit Card1Overdraft Protection/Line of Credit3, Visa® Credit Card3, Summit Expresssm Auto Loans3 and Sallie Mae Smart Option Student Loans®. They can use free Online & Mobile Banking2 and Live Chat.

Start Smart Savings Account Rates

For month ending January 31, 2020

Minimum Balance to Open
Minimum Balance to Earn Dividends
Rate
Annual Percentage Yield
$5.00
$100
0.100%
0.100%

For more information on our Start Smart program, visit any branch or call our Member Service Center at (585) 453-7030 or (800) 836-SFCU extension 7030 or email us.

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Scholarship Programs

The Summit is proud to participate in two annual scholarship programs. Visit Other Benefits for details.

Icon - Student Loans

Student Loans

To help with educational expenses, The Summit also offers the Sallie Mae’s Smart Option Student Loan® and our College Wise Loans.


1 Must be 18 years of age or older to open a checking account, or have an accompanying joint member on the account who is 18 years of age or older.

2 Summit Mobile Banking is available only with a Summit FCU Account. To use Mobile Banking you are required to subscribe to a data plan through your wireless provider. Check your plan or contact your wireless provider if you aren’t sure whether additional fees might apply.

3 Subject to application and credit approval. Must be 18 years of age or older to apply.

4 Must be age 22 or younger for exemption of Account Maintenance Fee.