Youth and Young Adult Programs

Image: A boy saving money background studio portrait

Great Ways for Our Younger Members to Save

The Summit offers special programs for kids, teens, and young adults:

Safari Club

It’s never too early to establish good saving habits. Safari Club members up to age 12 use their Safari Club Card to earn prizes, which they select on the prize order form. They will also receive the Safari Club Newsletter that includes stories and games. Click here to see the latest Safari Club Newsletter.

Minimum Balance to Open
Minimum Balance to Earn Dividends
Rate
Annual Percentage Yield
$5.00
$100
0.050%
0.050%

Forward Bound

Teens age 13-17 can learn about money management, investing, saving, and credit with our Forward Bound program. Forward Bound members can take advantage of direct deposit, checking account with Visa® Debit Card1, and free Online and Mobile Banking2.

Minimum Balance to Open
Minimum Balance to Earn Dividends
Rate
Annual Percentage Yield
$5.00
$100
0.050%
0.050%

Start Smart

Start Smart is a customized package of Summit products and services for young adults age 18 to 24, created to prepare them for financial independence. Start Smart members choose from products and services including direct deposit, checking accounts with Visa® Debit Card1Overdraft Protection/Line of Credit3, Visa® Credit Card3, Summit Expresssm Auto Loans3, and Sallie Mae Smart Option Student Loans®.  They can take advantage of our free Online and Mobile Banking2, and Live Chat! Plus, there is no Account Maintenance Fee for members 22 years of age and younger4.

Minimum Balance to Open
Minimum Balance to Earn Dividends
Rate
Annual Percentage Yield
$5.00
$100
0.050%
0.050%

For more information on our Start Smart program, visit any branch or call our Member Service Center at (585) 453-7030 or (800) 836-SFCU extension 7030 or email us.

The Summit provides helpful insights to our younger members. Visit Tips for Young Adults


Scholarship Programs

The Summit is proud to participate in two annual scholarship programs. Visit Other Benefits for details.

1 Must be 18 years of age or older to open a checking account, or have an accompanying joint member on the account who is 18 years of age or older.

2 Summit Mobile Banking is available only with a Summit FCU Account. To use Mobile Banking you are required to subscribe to a data plan through your wireless provider. Check your plan or contact your wireless provider if you aren’t sure whether additional fees might apply.

3 Subject to application and credit approval. Must be 18 years of age or older to apply.

4 Must be age 22 or younger for exemption of Account Maintenance Fee.