Fraud Prevention Center

The Summit will never contact you to ask for your account numbers, card number, zip code, passwords, pin numbers, passcodes, or usernames. If anyone contacts you unexpectedly and requests this information, do not provide it.

Protecting your accounts is a top priority for The Summit.

Identity theft is one of the most prevalent crimes in America today. In today’s digital world, it’s important to be on the lookout for fraudulent activity and to know how to safeguard yourself against it. At The Summit, we monitor this activity on a daily – and even hourly – basis. 

Below are resources and advice to help you stay safe from this growing problem.

Types of Scams

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Victim of Identity Theft?

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Protect Your Information

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Card Security Features

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Report Card Lost or Stolen

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Fraudulent activity is on the rise

What to do if it happens to you:


Check Out the Latest Fraud Prevention Updates & Tips

Spring Cleaning Your Finances

March 8, 2024

Spring cleaning is that annual ritual that can make us feel refreshed. We dust off the cobwebs and we air out our rooms. We purge our closets and pantries. But what about incorporating a spring clean for your finances? Surely, they can use a little TLC, too?

The QR Code Cracked

January 25, 2024

We encounter QR codes every day. Those strange squares made up of a unique pattern of micro-squares inside them appear in ads, on your favorite TV morning or talk shows, on receipts for things we purchase, on tables at restaurants, on beverage cups at your favorite fast-food outlet – everywhere.

The Homeownership Dream Come True

December 22, 2023

The Homebuyer Dream Program (HDP) can make first time homebuying a reality with a $10,000 grant through the Federal Home Loan Bank of NY that includes $9,500 towards a down payment and closing costs and $500 towards homeownership counseling. The best part? The money doesn’t have to be repaid because it is a grant.