Skip -A- Pay is Back!

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Take a break from your December loan payment and keep the cash!

Wouldn’t it be nice to have some extra spending money this holiday season? It’s easy at The Summit Federal Credit Union! If you have an eligible Summit loan, you can skip your December payment with our Holiday Skip-A-Pay* program.

Get started:

Complete the Skip a Pay Coupon and return it to us by November 30, 2018.

  • Submit your Skip a Pay coupon online. Login to your Online Access account, click Additional Services and select the Skip A Pay coupon.
  • Download and print the Skip a Pay Coupon

Pay the $30 fee either by sending a check with the coupon or having the fee automatically deducted from your account.

Don’t worry about your loan payment this holiday season. Skip it!


If your loan payments are set up for automatic payments you may need to take additional action:

Online Access – If you have set up a recurring payment within Online Access, you must deactivate the transfer in the “Schedule a Transfer” section. You can either delete or edit the transfer by revising the next transfer date.

Payroll Deduction – Transfers will continue to be deducted from your paycheck each period and deposited into your Summit account. Therefore, any payroll deductions for your December payment will be available for withdrawal at a Summit branch, ATM, through Online Access or via Quik Tran.

More questions?

Contact our Member Service Center at (585) 453-7030 or (800) 836-SFCU extension 7030 and we would be happy to help.

*Skip-A-Payment service is not available for loans with Weekly or Bi-Weekly Payments, Balloon Loans, Any Loans Secured with Real Estate, Share or Certificate Secured Loans, Episcopal SLC, Overdraft Line of Credits, or Visa®credit cards. If your loan payment is past due, you will not be able to take advantage of this special offer. Only one $30 fee (Finance Charge) will be charged per account, regardless of the number of loan suffixes you elect to skip. Interest will continue to accrue on your outstanding principal balance during this time and the term of your loan may be extended. We are unable to accept telephone requests.