Your Signature Card helps you enjoy the things you love with complimentary concierge service 24 hours a day, wherever you are. Enjoy the best of travel with fine wine and food, sports and entertainment, and shopping.
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Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.
1. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.
2. Double points are awarded year-round based on purchases processed in the travel merchant category. The travel merchant category does not include restaurant purchases. Merchant Category Codes are determined by the individual merchant.
3 Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.
4 Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
5. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.
6. APRs range from 8.00% to 18.00% (Gold) and 9.50% to 18.00% APR (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of June 16, 2022 and are subject to change at any time.