Picture of The Summit FCU visa signature credit card
4.3 rating

The Summit Federal Credit Union
VISA Signature® Card

CASH BACK on all purchases1
DOUBLE POINTS on travel purchases2
BONUS POINTS when you spend $3,000 in the first 90 days3

Redeem Your Points

Airline Travel

starting at 25,000 points

Unlimited 1% Cash Back1

starting at 2,500 points

$50 Gift Cards

starting at 7,700 points

Complimentary VISA Signature® Concierge Service4

Your Summit VISA Signature card helps you enjoy the things you love with complimentary VISA Signature Concierge service 24 hours a day, wherever you are. Enjoy the best of travel with fine wine and food, sports and entertainment, and shopping.

Rewards Calculator

Use the slider below to see how your rewards points add up


2X Points
Rewarded For Travel

How much do I spend
on travel per month?

1X Points
On All Other Purchases

How much do I spend
on monthly purchases?

My Point Rewards
Monthly Rewards Points
Yearly Rewards Points

VISA Signature® Card Reviews

See what other members are saying and tell us about your experience!

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Beware Only Good Reviews

3.0 rating
May 28, 2019

Taken verbatim from the Review Guidelines, “The Summit Federal Credit Union reserves the right to remove a review at any time for any reason.”

I'd rather not

Love this card!

5.0 rating
October 2, 2018

I love my Summit Signature card! I like to travel and this is the perfect way to accumulate points to purchase airline tickets. The points required to redeem an airline ticket are the best I have seen. Great product.


The card that takes care of you

5.0 rating
September 26, 2018

I really feel good about having the Signature card. Recently, the Summit contacted me about suspicious activity on my card. It turned out to be an actual purchase I made, but I appreciate that the Summit is watching so closely. Plus, being able to redeem points for cash is a great bonus! This card has been exactly what I need in a credit card, and I couldn’t be more pleased.


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Membership eligibility required. Subject to credit approval.

1. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. See Visa Rates and Terms for cash back options. 2. 2X Double points are awarded based on purchases processed in the travel merchant category. Merchant Category Codes are determined by the individual merchant. 3. Accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3000 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit. 4. Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. 5. APR = Annual Percentage Rate. Subject to credit approval. Must be 18 years of age or older to apply. $75 Annual Fee associated with Visa Signature Credit Card. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. APRs range from 9.50% to 18.00%. Your APR will depend on your creditworthiness. APRs are subject to change at any time. APRs shown are as of November 1,  2019.