Picture of The Summit FCU visa signature credit card
4.3 rating

The Summit Federal Credit Union
VISA Signature® Card

Triple Points on all purchases1
BONUS POINTS when you spend $3,000 in the first 90 days2
Try It Free for a Year We’re waiving the fee for the first 12 months!3

Redeem Your Points

Airline Travel

starting at 25,000 points

$100 Cash Back4

starting at 10,000 points

$50 Gift Cards

starting at 7,700 points

Complimentary VISA Signature® Concierge Service5

Your Summit VISA Signature card helps you enjoy the things you love with complimentary VISA Signature Concierge service 24 hours a day, wherever you are. Enjoy the best of travel with fine wine and food, sports and entertainment, and shopping.

Rewards Calculator

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3X Points
Rewards During the Promotion
If I Spend...
10,000 Bonus Points3
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Rewards Points

VISA Signature® Card Reviews

See what other members are saying and tell us about your experience!

Beware Only Good Reviews

3.0 rating
May 28, 2019

Taken verbatim from the Review Guidelines, “The Summit Federal Credit Union reserves the right to remove a review at any time for any reason.”

I'd rather not

Love this card!

5.0 rating
October 2, 2018

I love my Summit Signature card! I like to travel and this is the perfect way to accumulate points to purchase airline tickets. The points required to redeem an airline ticket are the best I have seen. Great product.


The card that takes care of you

5.0 rating
September 26, 2018

I really feel good about having the Signature card. Recently, the Summit contacted me about suspicious activity on my card. It turned out to be an actual purchase I made, but I appreciate that the Summit is watching so closely. Plus, being able to redeem points for cash is a great bonus! This card has been exactly what I need in a credit card, and I couldn’t be more pleased.


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Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. 1. 3X Points: Through 8/31, Visa Signature Cards are eligible for 3X points on all purchases. Merchant Category Codes are determined by the individual merchant. Points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. 2. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of 10,000 (Signature) and 3,000 (Platinum) bonus points. Please allow 4 weeks to receive the statement credit. 3. If Visa Signature card is opened by 8/31, Annual Fee is waived for 12 months. After that, $75 Annual Fee applies. 4. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. See Visa Rates and Terms for cash back options. 5. Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. Some restrictions and limitations may apply. Visit visasignaturehotels.com for details. 6. APR = Annual Percentage Rate. APRs range from 10.00% to 18.00%. Your APR will depend on your creditworthiness. APRs are subject to change at any time. APRs shown are as of August 1, 2019. 7. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.