ATMs

Access Your Accounts Anywhere with our ATMs

Life is hectic... and we realize our business hours don't always work with your schedule. That's why we offer extra conveniences like ATM services for your Summit Enhanced Checking, Premium Checking or Savings account. You'll have access to your account 24-hours a day, seven days a week at over 200 Surcharge-Free local ATMs and thousands of locations worldwide. Use our convenient ATM locator guide to find the ATM closest to you.

ATMs Branch Shared Branch

Simply use your Summit ATM card or VISA^® Check Card to make withdrawals, transfers¹ and balance inquiries at any Summit branch ATM or any surcharge-free ATM in our partner networks:

• CO-OP Network^®
• SUM^SM ATM²
• Sharenet
• Allpoint

Still not sure what the difference is between Surcharge Free and Foreign ATM transactions? Check out this informational guide on how to tell the difference and what you need to know!

Deposits can also be made at any Summit branch ATM or participating CU Service Center location. Download our convenient ATM and CU Service Center brochure for your specific area. This handy list will help you quickly find our locations to conduct all your Summit transactions:

• Rochester area
• Buffalo area
• Syracuse/Cortland area

1. Transfers are limited up to the available balance in your accounts at the time of the transfer. Cash withdrawals made from your Summit account using The Summit's ATM card are limited to the available balance in your checking account, line of credit (if applicable), and Primary Savings account, up to a maximum limit of $300 per day. Cash withdrawals made from your Summit account using The Summit's VISA Check/ Debit Card are limited to the available balance in your checking account, line of credit (if applicable), and Primary Savings account, up to a maximum limit of $500 per day. There is no charge for transactions conducted at Summit-owned or Sharenet ATMs, POS terminals, or at merchant locations using the Check/ Debit Card. A $2.00 fee will be charged for each ATM transaction at a non-Summit owned or non-Sharenet ATM machine which exceeds the number of free transactions associated with your Member Benefit Level. This is based upon the posting date of your transactions. If you use an ATM that includes a surcharge fee from that provider, you will be responsible for that fee. Please note: Withdrawals and inquiries count toward your monthly transaction limit. Credit card transactions performed at Allpoint ATMs are not surcharge-free.
2. The SUM^SM program is administered by and is a registered service mark of the NYCE Corporation.