EZ Loan Pay

We’ve got another easy way to make loan payments!

With The Summit’s EZ Loan Pay, you can easily make a one-time payment to your Summit loan from another financial institution. Use EZ Loan Pay online for just $1 or make a payment over the phone for $10.00.

Pay Now

Use EZ Loan Pay on your mobile device or desktop!

On the Mobile App:

  1. Login Information: From the Summit FCU Mobile App, enter your username and password (or account number and Online Access PIN if you are registering for the first time).
  2. Select EZ Loan Pay: Click “More” in the bottom-right corner of your app and select “EZ Loan Pay – Pay Now” from the list of options.
  3. Register or Express Pay: Choose “Register” if you’d like to create a login to store your account for future use, or “Express Pay” to make a one-time payment as a guest.
    • Please note that your EZ Loan Pay login is separate from your regular Online Access credentials.
  4. Enter Details: Complete the required information to register or locate your account and select “Next.” Please note that the primary accountholder’s information must be used to locate your account.
  5. Choose a Loan: Select “Pay Now” beneath the amount due for the desired loan.
  6. Add An Account: You can manually enter your bank information or use your financial institution’s credentials to link your account. Select “Continue.” If you receive an error message when trying use your financial institution’s credentials, select “Back to Bank Connection” and manually add your account.
  7. Review Payment, Agree, and Submit: Review the payment date and amount. Check the box stating you agree to the disclosure and hit “Confirm Payment.”

    Please note: You will receive an email confirmation that your payment has been submitted. Please allow 2-3 business days for the funds to be withdrawn from your bank account.
Login Information

Select More in bottom right corner. Then select EZ Loan Pay – Pay Now

Select “EZ Loan Pay – Pay Now”
Register or Express Pay
Enter Details
Choose a Loan and Select Pay Now
Locate Your Financial Institution & Verify
Confirm Financial Institution Connection
Verify Your Account
Confirm Payment Details
Agree and Submit Payment

On a computer:

Login Information

Find the “Pay Bills” tab in the top menu bar. Click “Bill Pay” to pay your bills
This area lists your payees.
This area shows your scheduled payments

Select EZ Loan Pay
Register or Express Pay
Enter Details
Choose a Loan
Add An Account

Search for your financial institution

Enter the login credentials for your financial institution and hit “Submit.” You may be asked to verify a code that will be delivered via text or phone call.

Locate Your Financial Institution & Verify
Confirm Payment Details & Agree and Submit
  1. Login Information: Navigate to www.summitfcu.org and enter your username and password (or account number and Online access PIN if you are registering for the first time).
  2. Select EZ Loan Pay: Under the “Pay Bills” tab, select “EZ Loan Pay – Pay Now.”
  3. Register or Express Pay: Choose “Register” if you’d like to create a login to store your account for future use, or “Express Pay” to make a one-time payment as a guest. Please note that your EZ Loan Pay login is separate from your regular Online Access credentials.
  4. Enter Details: Complete the required information to register or locate your account and select “Next.” Please note that the primary accountholder’s information must be used to locate your account.
  5. Choose a Loan: Select “Pay Now” beneath the amount due for the desired loan.
  6. Add An Account: You can manually enter your bank information or use your financial institution’s credentials to link your account. Select “Continue.” If you receive an error message when trying use your financial institution’s credentials, select “Back to Bank Connection” and manually add your account.
  7. Review Payment, Agree, and Submit: Review the payment date and amount. Check the box stating you agree to the disclosure and hit “Confirm Payment.”

    Please note: You will receive an email confirmation that your payment has been submitted. Please allow 2-3 business days for the funds to be withdrawn from your bank account.

More EZ Loan Options

Via Website

  • Click here to get started
  • Log in with your email and password, register login, or click Express pay for quicker checkout
    • Follow computer steps 3-10 from above.
  • Follow the prompts to make your payment

Over the Phone

Call (585) 453-7000 or (800) 836-7328 to make your one-time payment to your Summit loan from another financial institution over the phone

Some loans may not be eligible for EZ Loan Pay. Please contact Member Service at (800) 836-7328 for details.

Other loan payment options

ACH Loan Payment

  • Eliminate the hassle of check writing when you sign up for automatic electronic payment to your Summit loan. Your payment amount can be deducted from any deposit account at another financial institution

Online Transfers

  • Transfer funds from your Summit accounts to pay your loan through Online Access. Not signed for Online Access yet? Learn more

In Branch