Find a Summit Visa® Credit Card to fit your lifestyle
Whether you’re shopping around the corner, online, or around the world, Summit Visa Credit Cards give you the purchasing power – and value – you need. Welcomed at millions of locations, our Visa Credit Cards have affordable low rates and no balance transfer fees1.
Ready to get your Summit Visa Credit Card?
Schedule a Zoom Appointment
Explore our credit card options:
Rebuild credit with no annual fee
Make large balances more manageable with our lowest rate card
No Annual Fee
Visa ® Platinum
Earn points on every purchase, every day
2x points on all purchases1
No Annual Fee
Visa Signature ®
Earn cash back on all purchases
3x points on all purchases1
10,000 bonus points when you spend $3,000 in the first 90 days2
Annual Fee: $75
All Cards Have
Real time purchase alerts
Track your spending with Visa Purchase Alerts.
Apple Pay, Google Pay and Samsung Pay
A simple, more secure way to pay using your Summit Visa Credit Card.
The Summit FCU banking app makes managing your account easy.
Download the app
Protect yourself from unauthorized transactions.
We’re making credit card management even easier for you!
Easily and securely manage your credit card with our mobile app – The Summit Cards.
- Make Payments
- View Transactions & Account Details
- Dispute a Transaction
- Set Alerts & Card Controls
- Report a Lost or Stolen Card
- Set Travel Notifications
- Turn Card On or Off
High balances? Not for long.
Transfer balances to your Summit credit card and save.
With a balance transfer, you can save money on interest and simplify your monthly payments by paying down your debt in a single monthly payment.
- Pay a lower rate. Enjoy a lower rate when you transfer your balances to one of our cards.
- With no balance transfer fee, your savings go right into your pocket.
- Consolidate payments and pay down your balances. Transfer multiple balances into one monthly payment, simplifying your finances.
Current Cardholders: Apply through your Online Access account.
VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits
FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.
1. November 15 through December 31, 2022, Visa Signature® Credit Cards are eligible for 3X points and Visa® Platinum Cards are eligible for 2X points. Bonus points will be awarded on all purchases posted to account, November 15 through December 31, 2022. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.
2. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.
APRs range from 10.25% to 18.00% (Gold) and 11.75% to 18.00% APR (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of November 16, 2022 and are subject to change at any time.