Whether you’re shopping around the corner, online, or around the world, Summit Visa® Credit Cards give you the purchasing power – and value – you need. Welcomed at millions of locations, our Visa Credit Cards have affordable low rates and no balance transfer fees. Ready to get your Summit Visa Credit Card? You can apply online, schedule a Virtual Branch Appointment, visit a branch, or contact us at (585) 453-7000 or (800) 836-SFCU.
Apply Online Schedule a Virtual Branch Appointment
Easily and securely manage your credit card with The Summit Cards mobile app.
1% CASH BACK on all purchases
Annual Fee: $75
Earn 1x points per dollar on every purchase, every day
No Annual Fee
Make your large balances a little more manageable with our lowest rate card
No balance transfer fee
Pay down an existing balance at a lower rate.
See How Much We Can Save You
Real Time Purchase Alerts
Track your spending with Visa Purchase Alerts.
Sign Up Today
Apple Pay, Google Pay and Samsung Pay
A simple, more secure way to pay using your Summit Visa Credit Card.
Design your own card
Make a statement with a personalized card.
I Want That
Protect yourself from unauthorized transactions.
With a balance transfer you can save money on interest and simplify your monthly payments by paying down your debt in a single monthly payment.
Complete your balance transfer in 5 simple steps:
If you don’t have an online account, you can contact our Member Service Center at (800) 836-7328 or use our paper Visa Balance Transfer Form to transfer balances from your other loans and credit cards to your Summit Visa.
A credit card as unique as you are! Customize your Visa Credit Card with a photo. Simply upload a high-resolution image of your recent vacation, the new family pet or a special someone — the possibilities are endless. You can also choose an image from our library.
Use of the Design Your Own Card service is subject to program Terms and Conditions and Image Guidelines. There is a fee of $9.95 for this service. Please refer to the Visa Rates and Terms.
VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits
Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.
By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by another party. The Summit is not responsible for its products, services, or overall website content. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Summit. If you choose to conduct business here, you will be conducting business with another party’s website.
By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by a third party vendor. The Summit has contracted with this third party vendor to provide you with certain services. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Summit. If you choose to conduct business here, you will be conducting business with the third party vendor’s website.
*As of January 25th, 2022, you will be required to validate your account before making a payment to The Summit via EZ Loan Pay