Debit & Credit Cards > Visa® Credit Cards

Credit Card Rewards Center

Welcome to Your Visa® Rewards Experience

Earn
Redeem

Visa Signature® Credit Card

1x points

per dollar on travel purchases1

1x points

per dollar on all other purchases2

Plus 10,000 bonus points
when you spend $3,000 in the first 90 days3

Learn More

Visa® Platinum Credit Card

The Summit Platinum Visa Credit Card

per dollar on all purchases2

Learn More

Earn

Reward yourself for the things you do and buy every day

CURewards

Make everyday spending more rewarding with bonus offers in the CURewards Mall


Log into the CURewards Mall daily to check out your exclusive and bonus offers which can earn you additional points per dollar to maximize your rewards. Just click “Earn” and then “Shop Mall” to earn points at your favorite brand-name retailers, activate offers, and discover which retailers will maximize your rewards just by using your Summit Visa Credit Card. Stock up on clothing, electronics, entertainment, home and garden gear, and more!

Visit CURewards Mall

3 Ways to Level Up Your Rewards4

Automatically

Earn up to
5,000
points
for using your Summit Visa at a qualifying retailer.

Activate

Earn
1-35
points
per dollar when you activate qualifying offers.

Shop

Earn
1-100
points
per dollar when you shop your favorite retailers through the CU Rewards Mall®.

Register Your Card for CURewards To Get Started

Once you’ve received your eligible rewards card, register for access to the CURewards Mall. It’s easy to register and gives you immediate access to all the perks of the CURewards Program.

Tip: Have your card information ready to complete registration.

Register Now

Redeem

Give your paycheck a break and cash in your reward points for discounted gift cards, travel deals and merchandise, as well as VIP access to our Visa Amazon store.5 You can also make charitable donations. Visa Signature cardholders enjoy even more perks like cash back2 and statement credit redemption options. Not a Signature cardholder yet? Upgrade today!

Redeem your points on a variety of options today!

STATEMENT CREDIT AND CASH BACK

Exclusive for Visa Signature cardholders only. With just 2,500 points you can get started with a deposit $25 into your Summit account or put it toward your payment with our statement credit option.

GIFT CARDS

Find the perfect gift card for that special occasion or birthday. Cards are redeemable in $25 increments. CURewards Mall offers gift cards from gas stations, home improvement stores, restaurants, clothing retailers, and more.

 

MERCHANDISE

Bring family game night to life or essentials for school or work when you redeem your rewards for merchandise. Categories you can choose from include electronics, recreation, housewares, entertainment options, and more!

TRAVEL

Save money on flights, car rentals, and hotel stays for your next vacation by using your reward points. Log into CURewards Mall to search deals from Cancun to Orlando. Select from a variety of gift card options for flights and cruises.

AMAZON STORE

Use your reward points to shop our Visa Amazon store! Get the perks of Amazon without needing an Amazon account.

Steps to Redeem Rewards

1.

Log into the CURewards Mall

2.

On your homescreen, select “Redeem”

3.

Browse offers across Merchandise, Travel, and More

4.

For Merchandise, add desired product(s) to your cart and check out. For Travel, select your activity or experience and follow the steps to finalize your purchase.

Visa Signature cardholders, you have exclusive access to a Complimentary Visa Signature® Concierge Service6 to help plan your next trip.

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. APRs range from 14.45% (Secured), to 11.75% to 18.00% (Gold), and 13.25% to 18.00% (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of July 27, 2023 and are subject to change at any time.

  1. Double points are awarded based on purchases processed in the travel merchant category. It does not include restaurant purchases. Merchant Category Codes are determined by the individual merchant.
  2. Cash back and rewards points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. Cash back is redeemable in $25 increments deposited into your Summit account, or as a payment to your credit card.
  3. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature Card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.
  4. Points for illustration purposes and are subject to change at any time.
  5. This is our Amazon catalog. It is not linked to your Amazon account. All redemptions are non-refundable unless defective. Please refer to the Rules of this program found at curewards.com/rewards/amazon.
  6. Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.