Debit Cards

 summit visa debit card

Get the Convenience and Security of
The Summit Visa® Debit Card

The Summit Visa Debit Card rewards you every time you use it. Funds come directly from your Summit checking account, so the card works as:

  • An ATM Card for accessing your checking or savings account
  • A point-of-sale card for making purchases
  • A debit card for obtaining cash at the register

The Summit offers a variety of fraud protection services for your debit card. Visit our Fraud Prevention Center to learn more.

Want a Summit Visa Debit Card today? No problem.

Get a new or replacement card at your local branch in just minutes.

Choose the Debit Card that Works for You

Card - My Rewards™ Platinum Card

My Rewards™ Platinum Card

Earn an average of 5% cash back for only $14.95/month1


  • 3 points per $100 for Everyday Purchases
  • 5% Cash Back on Average when Shopping Online2 along with an average of 50 Bonus Points per $100
  • Local Discounts & Coupons
  • Exclusive Rewards, Vacation Packages, Events, etc.

  • Cell Phone Protection
  • Emergency Roadside Assistance 3 events annually; Up to $100 per event
  • Hotel and Car Rental Discounts2
  • Prescription Savings
  • Extended Warranty
  • Buyers Protection

Monthly Fee: $14.95

Card - My Rewards™ Gold Card

My Rewards™ Gold Card

Earn an average of 3.50% cash back for only $9.95/month1


  • 2 points per $100 for Everyday Purchases
  • 3.5% Cash Back on Average when Shopping Online2 along with an average of 35 Bonus Points per $100
  • Local Discounts & Coupons

  • Emergency Roadside Assistance 1 event annually; Up to $100 per event
  • Hotel and Car Rental Discounts2
  • Prescription Savings
  • Extended Warranty

Monthly Fee: $9.95

Card - Traditional Debit Card

Traditional Debit Card

A point-of-sale card for making purchases with no monthly cost per card!2


  • Easy and Convenient for Wherever You Are Fast and secure access to your checking account means with your debit card you can pay for what you need quickly and safely.

  • New, free rewards program coming soon!

Unlock the 90 day free trial by using promo code:
90FREE

Request a Debit Card Today!

Or, to order your Summit Debit Card with Purchase Rewards stop by any Summit branch or call the Member Service Center at (800) 836-7328.

  1. Cash back rewards available only at certain merchants and on specific transactions. Must activate offer to be eligible for reward.
  2. Points earned and cash back amounts vary by retailer. Any brand names included above should be assumed to be a valid and enforceable trademark belonging to their respective owners.

Purchase Rewards – FAQs and Terms and Conditions.

FEDERALLY INSURED BY NCUA. 

*Membership eligibility required. Dividends on the Premium Checking are not paid if your average daily balance is below $1,000 in any given month. For the Premium Checking Account, a $5.00 fee applies if average daily balance falls below $1,000 in any given month. Please allow 4-6 weeks after meeting qualifications to receive your gift. Cash bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice. The Account Maintenance Fee is waived if you meet certain conditions. See branch for details.

Mobile Banking is a free service available only with a Summit FCU Account. Your mobile carrier’s text messaging and data charges may apply. We won’t charge you; however, standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages. ** While your card is in temporary “off” mode most new purchases and ATM transactions will not be processed. Preauthorized transactions and authorized reoccurring transactions may be approved while the card is in “off” mode. You remain responsible for monitoring all transactions.