The Summit Blog

Insights and tips to help you with your finances, plus information from The Summit’s community partners.

Our Phone System Will Be Upgraded Soon, Offering Better Service Than Ever Before.

December 1, 2023

Our phone system will be upgraded soon, offering better service than ever before. Our new phone system will offer capabilities to get you speaking to a live person as quickly as possible. These features are user-friendly and aim to get you to the right representative for your specific questions.

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The Beauty of Shared Branching

November 27, 2023

One of the things that differentiates credit unions from banks, and even The Summit from some other credit unions, is its membership in the Co-Op Shared Branching Network.

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Protect Your Investment – Winterizing Your Car

November 17, 2023

It is important that you protect that investment and take care of your car or truck in all seasons. In our region, it is inevitable that winter will take a toll on vehicles whether it be the salt used to add traction on highways, unplowed roads, or potholes. 

Here are some tips to prepare you for the long winter season and to help make sure that your vehicle in good shape for winters to come.

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Fraud and Scams – There’s a big difference

November 15, 2023

We hear the terms “fraud” and “scam” often and sometimes interchangeably. Both are ways of separating honest people with their hard-earned money, and no one wants to be a victim of either. However, the two are not synonymous.

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Protect Your Investment – Winterizing Your Home

November 7, 2023

In the region of the country where we live, winter inevitably takes a toll on our property. Your home is your biggest asset, so why not take extra steps to protect it as we near the colder weather? The purpose of winterizing your home is to avoid higher energy costs and any damage caused by ice and snow. Even if you are a renter, it’s important to protect your contents against the ravages of winter.

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Laurie Baker

The Role of Financial Wellness in Today’s Workplace

November 2, 2023

As a credit union, we have the unique opportunity to help other businesses and organizations promote the wellbeing and effectiveness of their workforce. We accomplish this by partnering with hundreds of companies and organizations throughout our regions through The Summit at Work Program.

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Not All Credit Scores are the Same

October 16, 2023

Credit Scores are a snapshot of your individual credit profile at a specific point in time when the scores are generated. There are two main credit scoring models used to determine your credit score: FICO® and VantageScore®. Both use data obtained from consumer credit reports to generate credit scores. Depending upon which model is being used, data affects scores differently and your credit score could vary between the two models.

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HSAs for Medical Expenses and Beyond

October 3, 2023

We all incur medical expenses. It’s a fact of life. It could be something as simple as bandages from a pharmacy, or something more complex like a surgery. Most of us pay for these costs through our medical insurance, or out of pocket. But a Health Savings Account (HSA) offers a way to save for these types of expenses and make purchases using a tax-free account.

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Starting from Scratch: How to Build Credit – Part 4

September 28, 2023

The final in a four-part series about how to build credit and best practices for healthy credit habits.

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Starting from Scratch: How to Build Credit – Part 3

September 21, 2023

The third in a four-part series about credit: what it is, why is it important, and how to build your credit.

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Starting from Scratch: How to Build Credit – Part 2

September 11, 2023

The second in a four-part series about credit: what it is, why is it important, and how to build your credit.

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Mortgage Scams and How to Spot Them

September 5, 2023

Imagine this: You’ve just received an unexpected letter that looks like it comes from your mortgage lender. But then look closer and realize that something isn’t adding up. According to the Better Business Bureau Scam Tracker, some letters are a crafty solicitation for an illegitimate home warranty service. Here’s how to spot the scam.

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