Savings Accounts - Rochester NY | The Summit Federal Credit Union

Open a Savings Account for a Better Future

Whether you’re saving for a home, planning a vacation, looking ahead to retirement, or simply stashing your cash, The Summit has a savings solution that will work for you. From High-Yield Savings to share certificates, there’s an account for every goal.

Open a Savings Account Schedule a Video Appointment

Access your account at thousands of convenient ATM locations. Learn about ATM availability.

Primary Savings Accounts

Our Primary Savings account is your gateway to all other products and services at The Summit. All you need is a minimum of $5 in your Primary Savings account and then you can choose from an abundance of additional Summit products and services to fit your lifestyle.

Primary Savings Rate

For month ending March 31, 2025

Savings Program	Minimum Balance to Open	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield
Primary/Safari/Forward Bound/Regular	$5.00	$100	0.050%	0.050%
Automatic Loan Payment Share	No minimum	$0.00	0.000%	0.000%

For a full listing of our rates, see our Rate and Fee Schedule.

Holiday, Vacation and Other Club Savings Accounts

Plan ahead and start saving for holiday gifts, a dream vacation and more. Make regular deposits through Direct Deposit or in person at any branch. You’ll earn competitive dividends that help you reach your savings goals faster.

For month ending March 31, 2025

Savings Program	Minimum Balance to Open	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield
Holiday, Vacation & Club Accounts	No minimum	$100	0.050%	0.050%

For a full listing of our rates, see our Rate and Fee Schedule.

Health Savings Accounts
- Health Savings Accounts
Kids and Young Adult Savings Accounts

Limited time offer!

We will deposit $10 when you open a youth account. Plus, You’ll be entered to win a Nintendo Switch^TM—Now through April 30^th
- View Programs