Whether you’re purchasing a home or want to tap into your home’s equity, having someone you trust by your side makes a difference. The Summit’s experts will be there to help you through the whole process, from choosing the best option all the way to closing.
Mortgages
Check today’s rates, then apply online in as little as 20 minutes.
Home Equity
At The Summit, we are committed to delivering a “no surprise” and “no hidden cost” experience to our members1. And you can count on clear, accurate and upfront communication throughout the home equity process.
Destination Summit:
Owning Your First Home
If you’re a first-time homebuyer or just need a refresher on the ins-and-outs of home purchasing, this is the place for you. We’ll break down every part of the process, provide helpful tips, and connect you with information to help your home dreams come true.
- Closing costs (when applicable) include a title search, abstract redate, mortgage tax, filing fees, flood certificate fee, Credit Union appraisal fee, and title insurance, and are estimated to range from $495 to $1,500 (usually 3.0% to 5.0% of the amount borrowed). Property insurance is required. If you opt not to pay the closing costs associated with your line of credit or loan, we will require you to reimburse us for all costs we incurred to open your line of credit or loan unless you keep your account open for at least three years from the date of your home equity line of credit. You may receive a specific itemization of these fees upon request.