Checking & Savings Accounts

Money Market Accounts

money market accounts

Make Your Money Work Harder for You

Money Market accounts generally provide higher interest rates than savings accounts, while still giving you access to your funds. Earn competitive dividends with a Money Market account from The Summit.1

Savings are federally insured to at least $250,000 by the U.S. government’s National Credit Union Administration.

Open a Money Market Account Schedule a Video Appointment

Current Members: Submit a Money Market request below.

Other Options: Request Online | Visit a Branch | Virtual Branch | Call 800-836-7328

Money Market Accounts

Earn Competitive Dividends

  • The more you save, the more you earn with four tiered levels.
  • No minimum balance required to open a Money Market account.

Money Market Accounts Rates

Rates effective August 1, 2026

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
Money Market
$1,500 – $9,999.99
0.847%
0.850%
Money Market
$10,000 – $24,999.99
1.045%
1.050%
Money Market
$25,000 – $49,999.99
1.193%
1.200%
Money Market
$50,000 & up
1.490%
1.500%

MoneyMax Accounts

Maximize Your Savings

  • Earn higher dividends with three tiered levels.1
  • Receive complimentary checks for maximum access to your funds.
  • Earn a competitive yield with a minimum opening deposit of $25,000.2

MoneyMax Accounts Rates

Rates effective August 1, 2026

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
MoneyMax
$1,5001 – $74,999.99
1.490%
1.500%
MoneyMax
$75,000 – $149,999.99
1.785%
1.800%
MoneyMax
$150,000 & up
2.227%
2.250%

Get Started Today!

Other Options: Request Online | Visit a Branch | Virtual Branch | Call 800-836-7328 | Become a Member

For a full listing of rates, see our Rate and Fee Schedule.

Money Market Inquiry

    The Summit Federal Credit Union is federally insured by the National Credit Union Administration. Rates subject to change at any time. Fees may reduce earnings. See our Rate and Fee Schedule for details. 

    1. Average daily balance of at least $1,500 required to earn dividends. Money Market Accounts are subject to account limitations.
    2. $25,000 minimum opening deposit required for MoneyMax accounts. $10.00 fee applies if average daily balance falls below $25,000 in any given month.