Money Market Accounts

 money market accounts

Make Your Money Work Harder for You

Money Market accounts generally provide higher interest rates than savings accounts, while still giving you access to your funds. Earn competitive dividends with a Summit Money Market account.1

Savings are federally insured to at least $250,000 by the U.S. government’s National Credit Union Administration.

Open a Money Market Account Schedule a Zoom Appointment

Money Market Accounts

Earn Competitive Dividends

  • The more you save, the more you earn with four tiered levels.
  • No minimum balance required to open a Money Market account.

Money Market Accounts Rates

Rates effective December 1, 2023

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
Money Market
$1,500
0.598%
0.600%
Money Market
$10,000
0.698%
0.700%
Money Market
$25,000
0.995%
1.000%
Money Market
$50,000
1.193%
1.200%

MoneyMax Accounts

Maximize Your Savings

  • Earn higher dividends with three tiered levels.2
  • Receive complimentary checks for maximum access to your funds.

MoneyMax Accounts Rates

Rates effective December 1, 2023

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
MoneyMax
$25,000
1.193%
1.200%
MoneyMax
$75,000
1.292%
1.300%
MoneyMax
$150,000
1.588%
1.600%

Get Started Today!

Visit your nearest Summit branch or contact Member Services at (585) 453-7000 or (800) 836-7328.

For a full listing of rates, see our Rate and Fee Schedule.


The Summit Federal Credit Union is federally insured by the National Credit Union Administration. Rates subject to change at any time. Fees may reduce earnings. See our Rate and Fee Schedule for details. Not responsible for typographical errors.

  1. Average daily balance of at least $1,500 required to earn dividends. Money Market Accounts are subject to account limitations.
  2. $25,000 minimum opening deposit required for MoneyMax accounts. $10.00 fee applies if average daily balance falls below $25,000 in any given month.