With a balance transfer, you can save money on interest and simplify your monthly payments by paying down your debt in a single monthly payment.
Balance Transfer Rate10.00% Our lowest rate card
Our lowest rate card
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Balance Transfer Rate11.50% Earn points on every purchase, every day
Earn points on every purchase, every day
Balance Transfer Rate11.50% Earn cash back on all purchases
Earn cash back on all purchases
Balance Transfer Rate14.45% Build or rebuild your credit with our fixed rate card
Build or rebuild your credit with our fixed rate card
Enter the Duration of your Balance Transfer Rate (in months)
Calculate Savings
When you transfer to The Summit Card with a % Balance Transfer Rate, you will save a total of over the course of months!
Apply Now or fill out the form below to start the Visa Balance Transfer Process.
That’s an impressive rate; we recommend that you stay with your current card. But please check back with us in the future, as we frequently offer special credit card rates. And if your current card rates are introductory, come see us when those rates end to find out how much money you can save.
Complete your transfer in minutes. Plus, enjoy no balance transfer fee!
The national average APR is 19.56%.2 Enjoy rates as low as 4.95%* when you transfer your balances to one of our cards.
The national average balance transfer fee is 3-5%.* With no balance transfer fee on our Summit Visa Card, the savings go right into your pocket.
FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. APRs range from 14.45% (Secured), to 10.00% to 18.00% (Gold), and 11.50% to 18.00% (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of September 1, 2026 and are subject to change at any time.1. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. A $75 Annual Fee applies to Visa Signature® Credit Card.
2. Savings based on national average for variable rate credit cards per Bankrate as of September 1, 2026 and national average balance transfer rate as of September 1, 2026.
