Learn | The Summit Federal Credit Union

Money is much more than just credit cards or checking, savings and investment accounts. A true financial partner also provides ways for you to manage your money better through information, tools and support that empowers you to make the most of your financial future. At The Summit, our credit union team has deep expertise in all aspects of financial life — we’ve taken that knowledge and developed these resources to help you, and your money, grow.

As a valued member of The Summit, your financial wellbeing is our priority, so we’ve partnered with the trusted national nonprofit GreenPath Financial Wellness to offer you free financial counseling, guidance, and educational resources. GreenPath is here to support you in making decisions that make your life better, happier, and more satisfying.

With more than 60-years of helping people build financial health and resiliency, their NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Take the first step to financial wellbeing.

Visit Greenpath

Calculators

Use The Summit’s online calculators to help you determine home financing, personal financing and investment scenarios, and plan your financial future.
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Rates & Fees

The Summit has some of the most favorable rates and fees anywhere.
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Financial Resources

Find forms, answers to some account questions and help in reaching your goals.
Financial Education Programs

At The Summit, we want to help you understand the fundamentals of financial services and money management so you can make positive decisions and handle your finances effectively. We’ve developed unique Financial Education Programs to help you do just that. Check out these presentations for valuable information you can use starting today.
- Financial Education Programs

The Summit Blog

Check out The Summit news, tips, and useful articles to help you manage your finances.

Supporting First Generation College Students

January 6, 2025

By Laurie Baker It is a privilege to have several SUNY Geneseo alumni as employees and volunteers at The Summit, including our VP of Marketing and Community Engagement, Twanda Christensen; Vice Chair of our Board, Mollene Benison; and myself. I came to this part of New York State specifically to attend SUNY Geneseo and I […]

6 New Year Resolutions to Make for a Financially Bright 2025

December 31, 2024

By Dawn Kellogg We make them every year – those resolutions that we may (or may not) keep. For me, losing weight, reading more books, and not being glued to my cell phone top the list. But how many of us take the new year to make some financial resolutions? Here are 6 easy (and […]

Jingle Bills: How to Avoid a Holiday Debt Hangover

December 19, 2024

By GreenPath Financial Wellness The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking […]

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Reaching My Summit

Welcome to Reaching My Summit, a new resource designed especially by The Summit Federal Credit Union to help teens, young adults and their parents figure out everything money. And not just boring financial stuff you find on other sites, but real life support based on what’s important to you.

Head over to our Virtual Branch to open an account online

Open an Account Today

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits. Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

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Destination Summit: Owning Your First Home

If you’re a first-time homebuyer or just need a refresher on the ins-and-outs of home purchasing, this is the place for you. We’ll break down every part of the process, provide helpful tips, and connect you with information to help your home dreams come true.

Credit Ratings, Pre-Approvals and Offer Letters: Three Pieces of Your Home buying Puzzle

In your new homebuying journey, when you have found “the one,” there’s a three-piece puzzle to put together. The pieces are: a solid credit rating, preapproval for a mortgage loan, and an offer letter to officially bid on the home. Credit Report When considering you for a home mortgage loan, financial institutions will run a […]

Learn Common Home Buying Terminology

Reduce confusion when buying a home with some common terminology Buying a home involves many people working toward the same goal: to get you into your new home. These people will use lingo that you may not be familiar with, so take a look at this quick guide to homebuying lingo that can help you […]

5 Mistakes All First-Time Homebuyers Should Avoid

Every new homebuyer runs into questions and challenges that are hard to predict as they move through this first experience. Check out some of the most common mistakes that first-time homebuyers run into, and how to avoid the same situations in your homebuying journey. Buying more house than you can afford This one may seem […]

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