Join The Summit

Why Join The Summit?

Credit Unions are Different Than Banks

Credit Unions are not-for-profit financial institutions owned by their members (like you).

When you join The Summit, you’re much more than an account number. You’re one of our owners, and everything we do, from offering competitive rates to providing expert guidance, is to benefit you and your financial goals. So, not only do we work for you, we make sure your money is working for you, too.

And it all starts with elevating the way that you bank. We’re constantly innovating – creating new programs, perks, and opportunities – to make saving and borrowing easier for everyone. At the same time, we’ve gone out of our way to assemble the most compassionate team of financial experts to raise the bar for the member experience.

Banking doesn’t have to be business as usual. At The Summit, we’re Elevating the ordinary.™ 

Banks make money for shareholders

At a bank, your transactions are structured to make a profit for investors and stakeholders.

Credit unions make money for our members (you)

At a Credit Union, profit is returned to members as better rates, fewer fees and enhanced technology, and helps the credit union stay fiscally healthy for members’ benefit.

Our focus is to provide for our members

At The Summit, your money works harder for you so you reach your goals faster. Our dedication to serving you and your needs is also why we offer so much financial education, and why we’re known for exceptional member service.

JOIN TODAY!

Our Promise to our Members

We promise to:

  • Provide superior service and competitive rates
  • Treat your records and transactions like our own
  • Be respectful and courteous
  • Give a timely response to requests, inquiries or suggestions

We partner with you and your community

Security is job one

Keeping your money safe is our top priority at The Summit. Using the latest fraud protection technology, we monitor member accounts for suspicious activity. Members can also take advantage of our powerful tools for debit and credit card controls, alerts, transaction limits and more. 

We invest in the best technology

The Summit uses the latest financial services technology for what people need today. Our Online and Mobile Banking and advanced ATMs give you 24/7 secure access to your accounts. And we are constantly upgrading our branches, ATMs and services to be safe, convenient and hassle-free.

Local service with national convenience

You get the best of both worlds. We’re local to Western and Central New York, but members also have access to our national network of over 5,600 CO-OPSM shared branches and 30,000 surcharge-free ATMs.

Giving back is part of our culture

We believe that a big part of serving members is to support the communities in which they live and work. We are proud to give back to those local organizations that strengthen our region.

Joining The Summit is easy

We only require a $5.00 deposit to become a member of The Summit and start taking advantage of all that we offer. Learn more about our membership benefits.