Credit Unions are not-for-profit financial institutions owned by their members (like you), while banks are for-profit corporations.
At a bank, your transactions are structured to make a profit for investors and stakeholders.
At a Credit Union, profit is returned to members as better rates, fewer fees and enhanced technology, and helps the credit union stay fiscally healthy for members’ benefit.
At The Summit, your money works harder for you so you reach your goals faster. Our dedication to serving you and your needs is also why we offer so much financial education, and why we’re known for exceptional member service.
We promise to:
The Summit Federal Credit Union has adopted the following policy that applies to member conduct. This policy protects The Summit‘s members, visitors, employees and property from individuals who are or may be threatening or abusive. The policy speaks to ensure that all parties’ rights are protected.
Unacceptable member conduct or behavior may include but is not limited to:
The following sanctions may be imposed against a member who has engaged in misconduct:
Keeping your money safe is our top priority at The Summit. Using the latest fraud protection technology, we monitor member accounts for suspicious activity. Members can also take advantage of our powerful tools for debit and credit card controls, alerts, transaction limits and more.
The Summit uses the latest financial services technology for what people need today. Our Online and Mobile Banking and advanced ATMs give you 24/7 secure access to your accounts. And we are constantly upgrading our branches, ATMs and services to be safe, convenient and hassle-free.
You get the best of both worlds. We’re local to Western and Central New York, but members also have access to our national network of 5,000 CO-OPSM shared branches and 55,000 surcharge-free ATMs.
We believe that a big part of serving members is to support the communities in which they live and work. We are proud to give back to those local organizations that strengthen our region.
We only require a $5.00 deposit to become a member of The Summit and start taking advantage of all that we offer. Learn more about The Summit’s membership benefits.
By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by another party. The Summit is not responsible for its products, services, or overall website content. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Summit. If you choose to conduct business here, you will be conducting business with another party’s website.
By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by a third party vendor. The Summit has contracted with this third party vendor to provide you with certain services. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Summit. If you choose to conduct business here, you will be conducting business with the third party vendor’s website.
*As of January 25th, 2022, you will be required to validate your account before making a payment to The Summit via EZ Loan Pay