VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.

1. For Visa® Gold Credit Card accounts opened 6/1/26–8/31/26, purchases and balance transfers made within 90 days of opening will receive a 4.95% introductory APR, valid for 270 days from the account opening date. For example, if your Visa® Gold Credit Card account is opened on 6/22/26, the 4.95% introductory APR will apply to purchases and balance transfers made within the first 90 days and will remain in effect through 3/19/27. After that, your regular APR will apply to any unpaid purchases and balance transfers made during or after the introductory period. You can view your billing cycle date and regular APR on your credit card statement. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. As of 6/1/26, APRs range from 10.00% to 18.00% and are subject to change. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing.
2. 6/1/26 through 8/31/26, Visa Signature®️ Credit Cards are eligible for 3X points and Visa®️ Platinum Credit Cards are eligible for 2X points. Bonus points are awarded based on purchases posted to account in the merchant categories associated with gym memberships, utilities, gas, restaurants, travel and streaming services by 8/31/26. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. New cardholders: For Visa®️ Platinum Card accounts opened between 6/1/26 and 8/31/26. Cardholders will receive 3,000 bonus points statement credit upon spending $1,500 in eligible purchase transactions within 90 days of account opening.