The Summit Federal Credit Union | Personal Banking & Loans

Let your home’s equity work for you

For a limited time, enjoy a 3.95% APR^** and elevate the ordinary with a Home Equity Line of Credit from The Summit.

View Details

Notice for Rochester Chapter Scholarship applicants

Due to a technical issue, please resubmit your scholarship application by May 31, 2023.

Learn More

Join us for Taste of Syracuse!

Friday, June 2 and Saturday, June 3, 2023, in and around Clinton Square. Enjoy food, music and fun from 11:00am to 10:00pm both days!

View the Lineup

Dreaming of buying your first home?

If you meet certain requirements, you may be eligible for a $10,000 grant for your first home with the Homebuyer Dream Program^®.

Learn More

Get $250 when you refinance

Refinance your student loans with The Summit by June 30 to get $250.

Apply

Struggling to save?

Whether you’re starting to build your savings, saving for a new car or a dream vacation, make it happen with RoundUp Savings.

Get Started

It pays to upgrade a checking account with The Summit.

It’s a great place for insights and tips to help you with your finances. Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to Plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

Show Me

Check Out The Summit’s Blog!

We provide insights and tips to help you with your finances.

Show Me

Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits. Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

Community Spotlight

Summit-Sponsored Rochester Wine & Chocolate Festival Raises $2,500 for Big Brothers Big Sisters

The Dome Center in Henrietta was the setting for The Summit’s Wine & Chocolate Festival on March 4th. Dozens of vendors and hundreds of guests sampled wines, desserts, and other food items. Our booth was buzzing with folks who wanted to spin the wheel for charity and, along with Galaxy Media’s contribution, we were able […]

Learn More View All Spotlights

What’s New With The Summit

The Summit Federal Credit Union Holds Annual Meeting

The Summit held its annual meeting virtually and in person on May 10, 2023. Board Chair Chris Modesti, and President and CEO Laurie Baker reflected on 2022 and outlined the vision for the organization moving forward. In her message to a hybrid audience of board members, employees and members, Laurie Baker commented, “Helping our members […]

Learn More View All News

Upcoming Events

FREE WEBINAR: Understanding Your Rollover Options

Jun

June 7, 2023

6:00 pm

Buffalo’s Juneteenth Festival

Jun

17 – 18

June 17, 2023 – June 18, 2023

10:00 am – 7:00 pm

View All Events