Get a Summit Visa® Credit Card and enjoy a low promotional rate of 3.90% APR this holiday season!

Now through December 31. 

Get a Home Equity Line of Credit from The Summit

No closing costs1 and annual fee

Introductory Rate


for six months2

Rates as low as


after promotional period

Holiday Loan Special

A loan from The Summit can help this holiday season.

Need extra spending money this holiday season?

We’re offering you the opportunity to skip your next loan payment.

Our Referral Program Has Arrived!

It pays to be a member of The Summit. Earn $20 for you and them.

It pays to upgrade a checking account with The Summit.

It’s a great place for insights and tips to help you with your finances. Turn your everyday purchases into cash.

Start earning cash back today!

Join us for a virtual seminar on income for life.

Attend an exclusive webinar December 7th at 6:00pm EST where you’ll learn about guaranteeing retirement income to last a lifetime. Reserve your virtual seat today!


Digital Banking Guide. Our digital options defined.

Say hello to The Summit’s E-Services. Account access when you’re out and about just got easier!

Learn more

Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with  a credit card. Here are six important things your teen […]
Financial Education Session in Seneca Falls, NY

Community Spotlight

Students Participate in Financial Simulation Presented by The Summit

Students at the Seneca County Department of Youth Development learn financial life skills.
IBC 2nd Birthday

What’s New With The Summit

Irondequoit Beer Company Birthday Celebration Benefits Irondequoit Community Cupboard

The Summit Federal Credit Union is the food and entertainment sponsor of the Irondequoit Beer Company’s (IBC) 2nd birthday celebration, held Saturday, October 9 from 1pm-10pm. Ten percent of all proceeds will be donated to the Irondequoit Community Cupboard. Members of The Summit’s staff will be at IBC between 4pm and 6pm with giveaways. Try […]

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