Get $125

For a limited time, get $125 with a new Summit Visa® Debit Card with an Enhanced Checking or Digital Spend account when you meet certain eligibility requirements.

A savings account that works for you

Get $25 to $100 when you open a Money Market account of $2,500 to $50,000 with funds from another financial institution. Plus, earn $5 when you sign up for e-statements.

Say yes to paying less

For limited time, get a 6.95% APR1 when you transfer your balance to a Summit Visa® Credit Card.

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2023 Rochester Wine & Chocolate Festival

On March 4, join fellow enthusiasts to sip and savor unlimited wine samples. Visit our booth for a chance to win great prizes!

Thinking about refinancing?

Get $250 when you refinance your student loans with The Summit by March 31st, 2023.

Turn ordinary into extraordinary

Activate your saving power and achieve your financial goals with a RoundUp Savings account from The Summit.

It pays to upgrade a checking account with The Summit.

It’s a great place for insights and tips to help you with your finances. Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to Plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

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Check Out The Summit’s Blog!

We provide insights and tips to help you with your finances.

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Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

Community Spotlight

Summit-Sponsored Buffalo Wine & Chocolate Festival Raises $3,000 for Big Brothers Big Sisters

We dusted off our popular prize wheel and headed to Buffalo in November for The Summit’s Wine & Chocolate Festival. A spectacular new venue, The Powerhouse, played host to dozens of vendors and hundreds of guests eager to sample wines, desserts, and other food items. Our booth was buzzing with folks who wanted to spin […]

What’s New With The Summit

Rochester Wine & Chocolate Festival Returns to Benefit Big Brothers Big Sisters of Greater Rochester

The Summit will sponsor the Rochester Wine and Chocolate Festival on Saturday, March 4th, at the Dome Center in Henrietta, NY. The festival features numerous regional wine and chocolate vendors, as well as other local businesses. Two sessions of the festival will be offered: an early session from 1-4 p.m., and a later session from […]

Upcoming Events

FREE WEBINAR: Income for Life

Feb
7
February 7, 2023

6:00 pm – 7:00 pm

FREE WEBINAR: Three Transitions to Retirement

Feb
21
February 21, 2023

6:00 pm – 7:00 pm