Maximize your savings with a 7-month share certificate

7 Month Regular Certificate

5.35% APY

Earn more and maximize your savings with this limited time offer! IRA, Youth and Jumbo Certificates also available for new & existing funds.

Roll into savings

Roll into savings

Activate your RoundUp Savings account to save while you spend and build your savings every time you use your Summit Visa® Debit Card. Plus, find out how you can earn up to $75 in milestone bonuses!

Get an 8.95% APR with a balance transfer
scholarship students

2024 scholarships are open!

Calling all high school seniors! The Summit’s 2024-2025 scholarships are now open! Apply now to invest in your future.

happy diverse students scholarship

2024 scholarships are open!

Calling all high school seniors! The Summit’s 2024 scholarships are now open! Apply now to invest in your future.

It pays to upgrade to a checking account with The Summit.

Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to plan with The Summit’s Retirement & Investment Services!

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Check out The Summit’s blog!

We provide insights and tips to help you with your finances.

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How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

Community Spotlight

The Summit Donates to FeedMore WNY’s “Plates of Thanks” Initiative

Over the past 12 years. The Summit has donated over $20,000 for FeedMore WNY’s Plates of Thanks. This year, through the generosity of our staff and members, our Buffalo branches collected $2600 for this organization which provides nutritious food to our neighbors in need throughout Erie, Niagara, Cattaraugus, and Chautauqua counties.

What’s New With The Summit

Wine & Chocolate Festival to Benefit Rochester Chapter of Sleep in Heavenly Peace

The Summit will sponsor the Rochester Wine and Chocolate Festival on Saturday, March 9, at the Joseph Floreano Rochester Riverside Convention Center. The festival features numerous regional wine, spirits, cider, and chocolate vendors, as well as other local businesses. Two sessions of the festival will be offered: an early session from 1:00 pm – 4:00 […]

Upcoming Events

Three Transitions to Retirement

February 27, 2024

6:00 pm – 7:00 pm

Understand Your Money Personality

February 28, 2024

1:00 pm – 1:45 pm