Hurry! Offer ends December 14th

Save more when you open a 17-month share certificate with a 4.00% APY before December 14th. Other terms and certificates available.

Say yes to paying less

For limited time, get a 6.95% APY1 when you transfer your balance to a Summit Visa® Credit Card.

Supercharge your shopping

Earn 3x points on all purchases now through the end of the year when you open a Summit Visa Signature® Credit Card!

Boost your gift giving power

Now through December 31st, enjoy a 6.95% APY with The Summit’s holiday loan.

Thinking about refinancing?

Get $250 when you refinance your student loans with The Summit by March 31st.

Skip your next loan payment

Take a vacation from your next eligible loan payment with The Summit’s Holiday Skip A Pay program.

It pays to upgrade a checking account with The Summit.

It’s a great place for insights and tips to help you with your finances. Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to Plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

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Check Out The Summit’s Blog!

We provide insights and tips to help you with your finances.

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Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with a credit card. Here are six important things your teen needs […]

Community Spotlight

The Summit Organizes Company-Wide School Supply Drive

The Summit has kicked off its 2022 School Supply Drive. Donation boxes are located in all 14 branches of The Summit, as well as I-Square in Irondequoit, and Center for the Arts of Homer. Beneficiaries include Big Brothers Big Sisters of Greater Rochester; Big Brothers Big Sisters of Erie, Niagara and the Southern Tier; PEACE […]

What’s New With The Summit

Applications Now Being Accepted for The Summit’s Scholarship Programs

College gets more and more expensive each year. Growing demand, rising financial aid, lower state funding, and inflated student services packages are all contributing to this explosion in the cost of a university education, which is higher than the rate of inflation. It pays to be savvy and look out for scholarship opportunities that might be […]

Upcoming Events

FREE WEBINAR: A Clear Direction on the Road to Retirement

December 13, 2022

6:00 pm – 7:00 pm

The Summit Supports Villa of Hope’s 2022 Holiday Wishes Program

Nov – Dec
28 – 23
November 28, 2022 – December 23, 2022

10:00 am – 5:00 pm