GET A JUMP START ON Happily Ever AfterIT’S NEVER TOO EARLY TO PLAN FOR YOUR FUTURE. Schedule your no-cost, no-obligation appointment with a Financial Advisor today!
Refinance Your home and Open DoorsFalling rates make now the perfect time to refinance your mortgage.
Take a Step in the Right Direction3.75%APR ON BALANCE TRANSFERS UNTIL YOUR SEPTEMBER 2020 BILLING CYCLE. After that, APR returns to your regular low rate.
Fraud Prevention at your fingertipsSign up for Visa® Purchase Alerts and a get a text or email when you spend at least a $1.
WELCOME SUNY CORTLANDGet ahead this summer and open an account with The Summit!
Streamlined Mortgages
 Streamlined Mortgages

We make the loan application process and approval faster and easier with local decision making.

Credit Cards to Fit your Lifestyle
 Credit Cards to Fit your Lifestyle

Chose the Credit Card that’s right for you! With great rewards and lower interest rates, our Credit Cards offer great benefits.

Debit Cards with Rewards
 Debit Cards with Rewards

The Summit Visa® Debit Card rewards you every time you use it.

How The Summit offers more for your financial life

The Summit is a not-for-profit member-owned financial services organization. Our mission is to improve our members’ lives by providing the financial tools to reach their goals. This includes affordable loans, a full line of investment options, credit cards and the latest online technology. It also includes the friendly, knowledgeable service our members trust.

But we take this dedication to our members one step further. At The Summit, a big part of serving members is also supporting their communities. We deliver financial education to students and consumers and help those from low-income areas access financial services. We take pride in supporting local charitable organizations and business who, like The Summit, are committed to strengthening our region.

Discover All the Ways The Summit is Different + Better

In The Community

Our staff and management team contribute countless community service hours at various events and charitable organizations. In addition, we volunteer on Boards of Directors, committees and in other leadership positions.

We are very proud to support hundreds of local charities through in-kind donations, event sponsorships and participation in fundraising activities.

View Our Community Involvement
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