HELOC 2024

Put Your Home’s Equity to Work

6 month intro rate


After that, rates as low as


Looking for a fixed rate? Check out our special 5-year Home Equity Loan rate.

You're invited to the Annual Meeting

You’re Invited to the Annual Meeting

All members of The Summit are invited to attend the Annual Meeting on Wednesday, May 22, 2024 starting at 5:30 p.m.

See Hanson at Taste of Syracuse!

Join us June 7th & 8th in and around Clinton Square for food, music, and fun from 11:00 am to 10:00 pm!

Roll into savings

Roll Into Savings

Activate your RoundUp Savings account to save while you spend and build your savings every time you use your Summit Visa® Debit Card.

Plus, find out how you can earn up to $75 in milestone bonuses!

We’re Elevating the Ordinary™

And it all starts with elevating the way that you bank.

We’re constantly innovating – creating new programs, perks, and opportunities – to make saving and borrowing easier for everyone. Banking doesn’t have to be business as usual.

It pays to upgrade to a checking account with The Summit.

Get a Summit Visa® Debit Card and turn your everyday purchases into cash.

Learn More

Prepare to plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

RSVP Today

Check out The Summit’s blog!

We provide insights and tips to help you with your finances.

Show Me

Learn With Us

Romance Scams

May 2, 2024

Online dating and social media have opened up a whole new world of possibilities for connecting with people. But beware. Among those who are genuinely looking for the perfect soul mate or social interaction are those who have a much more sinister goal – to find the perfect victim for a scam.

IRS De-stress: 5 Tips for Last Minute Taxpayers

April 10, 2024

Tax day is almost here! You have until April 15, 2024 to file federal income taxes. Most states are following suit, however, you can consult your state’s tax page to verify. If you’ve already crossed this off your list…congratulations! And if you’re in the company of 25% of Americans who wait until the last minute, don’t panic. Here are five suggestions for filing in the final hour. 

Smart Parents Teach Their Kids These Financial Lessons – Part IV

April 1, 2024

By Dawn Kellogg Talking to your child about money does not have to be awkward. This series of blogs will help you navigate through the conversations and make them not only educational, but interactive and fun. Yes, money can be fun! Lesson #4: Don’t give in if kids spend all their money and need more! […]

Community Spotlight

The Summit-Sponsored Rochester Wine and Chocolate Festival Raises $3,000 for Sleep in Heavenly Peace

Thanks to the generosity of everyone who attended our Rochester Wine and Chocolate Festival in March, and those who donated items for our raffles, we were able to present the Rochester Chapter of Sleep in Heavenly Peace with a check for $3,000. That’s enough to build twelve beds from boards and bolts to bedding!

What’s New With The Summit

The Summit to Sponsor FREE “Jazz at the Beach” Series Presented by JAZZ90.1 and the Ontario Beach Park Committee

For the second year in a row, The Summit Federal Credit Union will be sponsoring Jazz at the Beach, a FREE series of monthly jazz concerts from May through November presented by Jazz90.1 and the Ontario Beach Park Committee.  All performances begin at 7:00 pm and take place on the second Tuesday of each month […]

Upcoming Events

Investment Webinar: Three Transitions to Retirement

May 29, 2024

6:00 pm – 7:00 pm

7th Annual Kicking Hunger 5K Race

June 1, 2024

8:00 am – 10:00 am