Make Your Money

Work Harder for You

Earn competitive dividends with a Money Market account from The Summit.1

Current members:

To open your account, fill out the inquiry form, visit your nearest Summit branch, or contact Member Services at (585) 453-7000 or (800) 836-7328.

Not a member yet?

Open a Money Market Account

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Money Market Accounts

Earn Competitive Dividends

  • The more you save, the more you earn with four tiered levels.
  • No minimum balance required to open a Money Market account.

Money Market Accounts Rates

Rates effective May 1, 2026

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
Money Market
$1,500 – $9,999.99
0.747%
0.750%
Money Market
$10,000 – $24,999.99
0.995%
1.000%
Money Market
$25,000 – $49,999.99
1.193%
1.200%
Money Market
$50,000 & up
1.342%
1.350%

MoneyMax Accounts

Maximize Your Savings

  • Earn higher dividends with three tiered levels.1
  • Receive complimentary checks for maximum access to your funds.
  • Earn a competitive yield with a minimum opening deposit of $25,000.2

MoneyMax Accounts Rates

Rates effective May 1, 2026

Type
Minimum Balance
Dividend Rate
Annual Percentage Yield
MoneyMax
$1,5001 – $74,999.99
1.342%
1.350%
MoneyMax
$75,000 – $149,999.99
1.440%
1.450%
MoneyMax
$150,000 & up
1.736%
1.750%

For a full listing of rates, see our Rate and Fee Schedule.

The Summit Federal Credit Union is federally insured by the National Credit Union Administration. Rates subject to change at any time. Fees may reduce earnings. See our Rate and Fee Schedule for details. 

  1. Average daily balance of at least $1,500 required to earn dividends. Money Market Accounts are subject to account limitations.
  2. $25,000 minimum opening deposit required for MoneyMax accounts. $10.00 fee applies if average daily balance falls below $25,000 in any given month.