Looking to make a switch for your banking needs?
At The Summit, we’re more than a financial institution—we’re your neighbors, dedicated to helping you achieve your financial goals. When you join, you’ll gain access to lower, more affordable fees than traditional banks, as well as competitive rates on loans, credit cards, and a wide range of financial products. But what truly sets us apart is our commitment to empowering our community with comprehensive financial education and popular solutions, like our exclusive RoundUp Savings account and EarlyPay.
Check out The Summit branch near you!
123 Fall Street
Seneca Falls, NY 13148
Located in the historic village of Seneca Falls, our branch has lobby hours during the work week and 24/7 ATM access.
Our team lives and works in the Seneca Falls community – helping neighbors reach their financial goals, supporting local students, and giving back however we can. Visit our branch to experience banking that feels local, because it is.
We look forward to meeting you!
Schedule an Appointment with a Summit Team Member
Why choose The Summit?
Discover a banking experience tailored to fit your lifestyle, backed by the friendly, neighborly support you deserve.
Open your account today and take the first step towards smarter, more convenient banking.
Visa® Debit Cards
Get the convenience and security of The Summit Visa® Debit Card with benefits like Card Controls1 and Purchase Alerts.
Overdraft Protection Options
Get peace of mind and the flexibility to access funds when and if you need to.
Online & Mobile Banking
Manage your accounts, pay bills, deposit checks and more–all without visiting a branch.
EarlyPay
EarlyPay gives you access to your eligible direct deposits up to one day early. EarlyPay is included with all Direct Deposits that go into your checking account2.
24 Hour ATM Access
Enjoy access to your accounts through our Summit ATMs and over 55,000 surcharge-free partner network ATMs3.
How to Open an Account at The Summit
Choose one of the convenient ways to get started with us:
Online
Complete the membership application. Here is all you’ll need to open your account:
- Valid ID
- Minimum $5 deposit into the account
At a Branch
- Fill out a Membership Enrollment Application before you visit us, or complete one at a branch.
- Bring a primary form of identification or other acceptable documents for proof of identity. If your address is different from the one on your ID, please bring in proof of address.
- Bring the minimum deposit of $5.00 plus payment for any checks to order.
- While your card is in temporary “off” mode most new purchases and ATM transactions will not be processed. Preauthorized transactions and authorized reoccurring transactions may be approved while the card is in “off” mode. You remain responsible for monitoring all transactions.
- Subject to The Summit’s Funds Availability Policy and EarlyPay program terms. Member shall maintain a checking account with The Summit. Service shall only apply to direct deposits received through the ACH System.
- There will be a $2.00 charge for each additional non-Summit owned ATM withdrawal and/or balance inquiry which exceeds the free transactions associated with your Member Benefit Level. Most transactions made at Summit owned ATM, and point-of-sale (POS) terminals are free. There is no fee for purchases made at merchant locations using your Debit card. For a complete listing of ATMs nationwide, visit the ATM section of this website.