Welcome SUNY Cortland

From everyday spending to taking out loans, where you bank is a big deal.

Join The Summit Federal Credit Union Today

Plus, now you can show your Red Dragon pride every time you pay, with our exclusive SUNY Cortland debit card designs.

Open Your Summit FCU Checking Account Today

We're so excited you want to open an account!

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Open Your Checking Account Now

No lines, less time, hassle free.

Open an Account

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Important tips for completing the on-line application

  • When selecting Eligibility, choose “…attend school”, then “SUNY Cortland Students”
  • When selecting Products, choose “Enhanced Checking”, then “Visa Debit Card”

Show your Red Dragon pride every time you pay with the SUNY Cortland debit card.

Now Available!

Request a Card Today

Benefits of Joining The Summit

When it comes to banking, we're all in it together. Establish an account today, and get these benefits and more.

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Free Student Banking

There are no monthly Account Maintenance Fees for students age 22 and under1.

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Convenient Branch and ATM Access

Branch on campus located in Neubig Hall
Two ATMs on Campus located in Neubig Hall and the Student Life Center
Additional branch located in Cortland at 877 Route 13 in Cortland

Nationwide Access

Safe, easy convenient banking to manage your accounts anywhere – from the homecoming game to the bookstore store line.

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Free Online & Mobile Banking


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Partner Credit Unions

Nationwide access to your account through our network of 5,600 CO-OP Shared Branches SMFind a partner credit union near you.

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Enter Your Information to Get Started

1. Account maintenance fee of $5.95 per month waved for members 22 years of age and younger. For members over 22, other fee exemptions may be available. Please contact us for more information.  2. Summit Mobile Banking is available only with a Summit FCU Account. To use Mobile Banking you are required to subscribe to a data plan thought your wireless provider. Check your plan or contact your wireless provider if you aren’t sure whether additional fees might apply. The Summit does not charge a fee for Mobile Check Deposit. You must first be enrolled in Mobile Banking to use Mobile Check Deposit. Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. For more information please view the Mobile Check Deposit Disclosure and Agreement. 3. Apple, the Apple logo, Apple Wallet, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Face ID are trademarks of Apple Inc. View the Apple Pay Terms and Conditions.

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